Iowa Used Pickups Under $45,000 |with Payments|

2017 GMC Sierra 2500HD Denali

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This high mileage second hand 2017 GMC Sierra 2500HD Denali 4x4 pickup below 121,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now under $44K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$43,331
Est. Payment:	$1712.22 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	120,775
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$43,331.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,045.77
Avg. DMV Fee	365.00
Cash Sale Price	$46,921.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,921.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1712.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,331.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup under 6,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,137
Est. Payment:	$762.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,532
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,137.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,892.19
Avg. DMV Fee	365.00
Cash Sale Price	$44,574.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,574.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,137.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage used 2024 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup under 25,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $44K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$43,996
Est. Payment:	$815.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,733
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$43,996.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,092.32
Avg. DMV Fee	365.00
Cash Sale Price	$47,633.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,633.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$815.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 16,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $43K at Ed Morse Ford in Muscatine, IA. ...View More Details

Sales Price:	$42,988
Est. Payment:	$796.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,736
Location:	Muscatine, IA

Item	Amount
Used Car Price⁽¹⁾	$42,988.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,021.76
Avg. DMV Fee	365.00
Cash Sale Price	$46,554.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,554.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$796.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This average mileage preowned 2023 Ford F-150 Tremor 4x4 pickup below 73,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $43K at TNT Ford in Red Oak, IA. ...View More Details

Sales Price:	$43,000
Est. Payment:	$1010.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,418
Location:	Red Oak, IA

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,022.60
Avg. DMV Fee	365.00
Cash Sale Price	$46,567.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,567.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1010.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 25,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $44K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$43,175
Est. Payment:	$800.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,636
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$43,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,034.85
Avg. DMV Fee	365.00
Cash Sale Price	$46,754.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,754.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$800.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-350 Super Duty King Ranch

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This high mileage used 2016 Ford F-350 Super Duty King Ranch 4x4 pickup below 107,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $42K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$41,877
Est. Payment:	$1403.47 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,083
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$41,877.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,943.99
Avg. DMV Fee	365.00
Cash Sale Price	$45,365.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,365.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1403.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup under 31,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$40,091
Est. Payment:	$743.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,604
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$40,091.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,818.97
Avg. DMV Fee	365.00
Cash Sale Price	$43,454.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,454.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,091.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup below 28,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$41,391
Est. Payment:	$767.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,852
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$41,391.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,909.97
Avg. DMV Fee	365.00
Cash Sale Price	$44,845.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,845.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$767.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup below 52,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $43K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$42,784
Est. Payment:	$850.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,813
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$42,784.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,007.48
Avg. DMV Fee	365.00
Cash Sale Price	$46,336.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,336.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$850.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in Iowa

Iowa Secondhand Used Pickups Priced Below $45,000

2017 GMC Sierra 2500HD Denali

2026 Hyundai SANTA CRUZ Limited

2024 Chevrolet Silverado 1500 Custom Trail Boss

2025 Ford F-150 XLT

2023 Ford F-150 Tremor

2025 Ford F-150 XLT

2016 Ford F-350 Super Duty King Ranch

2023 Ford F-150 Lariat

2025 Ford F-150 XLT

2022 Ford F-150 XL

Iowa Areas with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in Iowa

Iowa Secondhand Used Pickups Priced Below $45,000

2017 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2017 GMC Sierra 2500HD Denali Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2024 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2016 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2016 Ford F-350 Super Duty King Ranch Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

Iowa Areas with Used Pickups for Sale Below $45,000

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