Iowa Used Pickups Under $45,000 |with Payments|

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage certified second hand 2023 Ford F-150 XLT 4x4 pickup below 24,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$43,974
Est. Payment:	$814.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,448
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$43,974.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,090.78
Avg. DMV Fee	365.00
Cash Sale Price	$47,609.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,609.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$814.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage used 2025 Chevrolet Silverado 1500 LT 4x4 pickup under 26,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $45K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$44,499
Est. Payment:	$824.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,988
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$44,499.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,127.53
Avg. DMV Fee	365.00
Cash Sale Price	$48,171.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,171.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$824.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 Custom Trail Boss

⇩ View Seller Description

This low mileage second hand 2024 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup below 25,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $43K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$42,543
Est. Payment:	$788.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,733
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$42,543.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,990.61
Avg. DMV Fee	365.00
Cash Sale Price	$46,078.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,078.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$788.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

⇩ View Seller Description

This below average mileage preowned 2021 GMC Sierra 1500 AT4 4x4 pickup below 65,000 miles, automatic transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $41K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$40,499
Est. Payment:	$871.80 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,603
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$40,499.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,847.53
Avg. DMV Fee	365.00
Cash Sale Price	$43,891.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,891.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$871.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Elevation

⇩ View Seller Description

This low mileage second hand 2024 GMC Sierra 1500 Elevation 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $45K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$44,959
Est. Payment:	$832.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,340
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$44,959.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,159.73
Avg. DMV Fee	365.00
Cash Sale Price	$48,663.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,663.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$832.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,959.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 3500HD Pro

⇩ View Seller Description

This low mileage preowned 2023 GMC Sierra 3500HD Pro 4x4 pickup under 42,000 miles, automatic transmission, and 20 MPG, 6.6L gas engine is for sale right now under $43K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$42,399
Est. Payment:	$785.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,117
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$42,399.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,980.53
Avg. DMV Fee	365.00
Cash Sale Price	$45,924.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,924.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage second hand 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 8,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $45K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$44,924
Est. Payment:	$832.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,129
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$44,924.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,157.28
Avg. DMV Fee	365.00
Cash Sale Price	$48,626.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,626.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$832.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,924.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 31,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Shottenkirk Ford Lincoln in West Burlington, IA. ...View More Details

Sales Price:	$44,444
Est. Payment:	$823.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,452
Location:	West Burlington, IA

Item	Amount
Used Car Price⁽¹⁾	$44,444.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,123.68
Avg. DMV Fee	365.00
Cash Sale Price	$48,112.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,112.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$823.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

⇩ View Seller Description

This low mileage used 2024 Ford Ranger XLT 4x4 pickup below 9,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $44K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$43,338
Est. Payment:	$803.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,937
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$43,338.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,046.26
Avg. DMV Fee	365.00
Cash Sale Price	$46,929.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,929.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$803.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,338.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 25,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Shottenkirk Ford Lincoln in West Burlington, IA. ...View More Details

Sales Price:	$43,479
Est. Payment:	$805.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,807
Location:	West Burlington, IA

Item	Amount
Used Car Price⁽¹⁾	$43,479.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,056.13
Avg. DMV Fee	365.00
Cash Sale Price	$47,080.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,080.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$805.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in Iowa

Iowa Secondhand Used Pickups Priced Below $45,000

2023 Ford F-150 XLT

2025 Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 Custom Trail Boss

2021 GMC Sierra 1500 AT4

2024 GMC Sierra 1500 Elevation

2023 GMC Sierra 3500HD Pro

2025 Chevrolet Silverado 1500 LT

2024 Ford F-150 XLT

2024 Ford Ranger XLT

2023 Ford F-150 XL

Iowa Areas with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in Iowa

Iowa Secondhand Used Pickups Priced Below $45,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2024 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2024 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2024 GMC Sierra 1500 Elevation Car Loan Estimate

2023 GMC Sierra 3500HD Pro

GMC Sierra 3500HD Pro

2023 GMC Sierra 3500HD Pro Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Iowa Areas with Used Pickups for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments