Monticello, IL Used SUVs for Sale |with Payments|

2024 Lincoln Navigator Reserve

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This low mileage preowned 2024 Lincoln Navigator Reserve 4x4 SUV under 27,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $70K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$69,990
Est. Payment:	$1335.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,029
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,717.49
Avg. DMV Fee	196.00
Cash Sale Price	$78,072.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$78,072.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1335.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $69,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage used 2025 Jeep Wrangler Backcountry 4xe 4x4 SUV under 12,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,896
Est. Payment:	$650.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,492
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.15
Avg. DMV Fee	196.00
Cash Sale Price	$38,008.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,008.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$650.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This average mileage second hand 2020 Ford Explorer XLT AWD SUV under 72,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$562.15 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,166
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$562.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage used 2025 Jeep Grand Cherokee L Limited 4x4 SUV below 5,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $47K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$46,490
Est. Payment:	$889.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,588
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$46,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,132.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,987.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,987.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$889.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $46,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue S

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This below average mileage preowned 2024 Nissan Rogue S AWD SUV under 61,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now under $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,490
Est. Payment:	$459.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,009
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,272.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,127.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,127.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$459.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage preowned 2026 Chevrolet Equinox LT 4x4 SUV under 21,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now under $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,604
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$595.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage second hand 2022 Lincoln Corsair Standard FWD SUV below 14,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $30K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$29,990
Est. Payment:	$576.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,439
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,317.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,672.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,672.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$576.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Traverse LT

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This low mileage preowned 2026 Chevrolet Traverse LT 4x4 SUV under 28,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,990
Est. Payment:	$823.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,157
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,747.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,102.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,102.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$823.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue SL

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This low mileage used 2023 Nissan Rogue SL AWD SUV below 11,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,810
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$538.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV under 13,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,990
Est. Payment:	$823.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,380
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,747.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,102.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,102.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$823.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs for Sale in Monticello, IL

Monticello, IL Secondhand Used Sport Utility Vehicle Inventory

2024 Lincoln Navigator Reserve

2025 Jeep Wrangler Backcountry 4xe

2020 Ford Explorer XLT

2025 Jeep Grand Cherokee L Limited

2024 Nissan Rogue S

2026 Chevrolet Equinox LT

2022 Lincoln Corsair Standard

2026 Chevrolet Traverse LT

2023 Nissan Rogue SL

2025 Ford Explorer ST-Line

Used SUVs for Sale in Monticello, IL

Monticello, IL Secondhand Used Sport Utility Vehicle Inventory

2024 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2024 Lincoln Navigator Reserve Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2024 Nissan Rogue S

Nissan Rogue S

2024 Nissan Rogue S Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2026 Chevrolet Traverse LT

Chevrolet Traverse LT

2026 Chevrolet Traverse LT Car Loan Estimate

2023 Nissan Rogue SL

Nissan Rogue SL

2023 Nissan Rogue SL Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

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