Monticello, IL Used Cars Under $400 a Month

2017 Lincoln MKX Select

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This low mileage used 2017 Lincoln MKX Select FWD SUV under 37,000 miles, automatic transmission, and 31 MPG, 3.7L gas engine is for sale right now below $20K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$386.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,963
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Jetta Sport

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This low mileage preowned 2025 Volkswagen Jetta Sport FWD sedan below 31,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $22K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$21,490
Est. Payment:	$414.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,495
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,382.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,237.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,237.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$414.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active FWD SUV under 38,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,592
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$405.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $400 / Month

2017 Lincoln MKX Select

2025 Volkswagen Jetta Sport

2023 Ford Escape Active

Used Cars under $400 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $400 / Month

2017 Lincoln MKX Select

Lincoln MKX Select

2017 Lincoln MKX Select Car Loan Estimate

2025 Volkswagen Jetta Sport

Volkswagen Jetta Sport

2025 Volkswagen Jetta Sport Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

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