Monticello, IL Used Cars Under $400 a Month

2023 Chevrolet Malibu RS

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This low mileage preowned 2023 Chevrolet Malibu RS FWD sedan below 28,000 miles, cvt transmission, and 25 MPG, 1.5L gas engine is for sale right now below $22K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$21,490
Est. Payment:	$414.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,387
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,382.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,237.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,237.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$414.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mitsubishi Outlander Sport S

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This low mileage second hand 2024 Mitsubishi Outlander Sport S AWD SUV under 39,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $20K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$386.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,759
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$386.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2004 Ford Thunderbird Pacific Coast Roadster

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This low mileage second hand 2004 Ford Thunderbird Pacific Coast Roadster RWD convertible under 26,000 miles, automatic transmission, and 25 MPG, 3.9L gas engine is for sale right now under $20K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$386.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,030
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$386.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Buick Encore Preferred

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This high mileage used 2018 Buick Encore Preferred FWD SUV under 117,000 miles, automatic transmission, and 25 MPG, 1.4L gas engine is for sale right now under $11K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$10,490
Est. Payment:	$372.09 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	116,979
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$10,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,172.49
Avg. DMV Fee	196.00
Cash Sale Price	$12,027.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,027.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$372.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active FWD SUV under 38,000 miles, automatic transmission, and 25 MPG, 1.5L gas engine is for sale right now below $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,592
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$405.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 BMW X3 xDrive28i

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This above average mileage preowned 2016 BMW X3 xDrive28i AWD SUV below 92,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $13K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$12,490
Est. Payment:	$384.31 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,000
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$12,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,392.49
Avg. DMV Fee	196.00
Cash Sale Price	$14,247.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,247.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$384.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $400 / Month

2023 Chevrolet Malibu RS

2024 Mitsubishi Outlander Sport S

2004 Ford Thunderbird Pacific Coast Roadster

2018 Buick Encore Preferred

2023 Ford Escape Active

2016 BMW X3 xDrive28i

Used Cars under $400 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $400 / Month

2023 Chevrolet Malibu RS

Chevrolet Malibu RS

2023 Chevrolet Malibu RS Car Loan Estimate

2024 Mitsubishi Outlander Sport S

Mitsubishi Outlander Sport S

2024 Mitsubishi Outlander Sport S Car Loan Estimate

2004 Ford Thunderbird Pacific Coast Roadster

Ford Thunderbird Pacific Coast Roadster

2004 Ford Thunderbird Pacific Coast Roadster Car Loan Estimate

2018 Buick Encore Preferred

Buick Encore Preferred

2018 Buick Encore Preferred Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2016 BMW X3 xDrive28i

BMW X3 xDrive28i

2016 BMW X3 xDrive28i Car Loan Estimate

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