Monticello, IL Used Cars Under $650 a Month

2025 Jeep Wrangler Backcountry 4xe

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This low mileage preowned 2025 Jeep Wrangler Backcountry 4xe 4x4 SUV under 12,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,896
Est. Payment:	$650.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,492
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.15
Avg. DMV Fee	196.00
Cash Sale Price	$38,008.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,008.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$650.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage used 2025 Hyundai SONATA Hybrid Limited FWD sedan below 29,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,717
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$633.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4x4 SUV under 10,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now below $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,896
Est. Payment:	$650.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,121
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.15
Avg. DMV Fee	196.00
Cash Sale Price	$38,008.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,008.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$650.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage used 2025 Ford Bronco Sport Outer Banks AWD SUV below 9,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,490
Est. Payment:	$642.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,528
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,702.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,557.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,557.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$642.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge Titanium

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This low mileage preowned 2023 Ford Edge Titanium AWD SUV under 24,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,111
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage preowned 2021 Ford Explorer XLT AWD SUV under 82,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $25K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$24,490
Est. Payment:	$661.80 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,235
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$24,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,712.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,567.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,567.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$661.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 1500 LT

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This high mileage preowned 2018 Chevrolet Silverado 1500 LT 4x4 pickup below 221,000 miles, automatic transmission, and 22 MPG, 5.3L gas engine is for sale right now under $13K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$12,181
Est. Payment:	$507.39 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	221,020
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$12,181.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,358.50
Avg. DMV Fee	196.00
Cash Sale Price	$13,904.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,904.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$507.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,181.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage preowned 2025 Ford Bronco Sport Badlands AWD SUV below 12,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $35K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$34,790
Est. Payment:	$667.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,142
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,845.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,000.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,000.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$667.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 FX4

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This high mileage second hand 2014 Ford F-150 FX4 4x4 pickup under 158,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $13K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$12,990
Est. Payment:	$540.16 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	157,795
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,447.49
Avg. DMV Fee	196.00
Cash Sale Price	$14,802.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,802.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$540.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage used 2024 Jeep Grand Cherokee L Laredo 4x4 SUV under 37,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $35K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,044
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $650 / Month

2025 Jeep Wrangler Backcountry 4xe

2025 Hyundai SONATA Hybrid Limited

2025 Jeep Wrangler Backcountry 4xe

2025 Ford Bronco Sport Outer Banks

2023 Ford Edge Titanium

2021 Ford Explorer XLT

2018 Chevrolet Silverado 1500 LT

2025 Ford Bronco Sport Badlands

2014 Ford F-150 FX4

2024 Jeep Grand Cherokee L Laredo

Used Cars under $650 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $650 / Month

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2023 Ford Edge Titanium

Ford Edge Titanium

2023 Ford Edge Titanium Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2018 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2018 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2014 Ford F-150 FX4

Ford F-150 FX4

2014 Ford F-150 FX4 Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

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