Monticello, IL Used Cars Under $550 a Month

2024 Ford Edge SEL

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This low mileage second hand 2024 Ford Edge SEL AWD SUV under 22,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,790
Est. Payment:	$534.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,545
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,075.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,230.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,230.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$534.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage second hand 2025 Ford Bronco Sport Big Bend AWD SUV under 21,000 miles, automatic transmission, and 25 MPG, 1.5L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,790
Est. Payment:	$534.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,342
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,075.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,230.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,230.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$534.40

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Rogue S

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This high mileage preowned 2018 Nissan Rogue S AWD SUV under 131,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now below $11K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$10,900
Est. Payment:	$455.50 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,201
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$10,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,217.59
Avg. DMV Fee	196.00
Cash Sale Price	$12,482.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,482.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$455.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

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This low mileage second hand 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 35,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,958
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$538.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage used 2024 Chrysler Pacifica Touring L FWD minivan under 51,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,290
Est. Payment:	$563.21 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,130
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,020.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,675.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,675.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$563.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan below 58,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$557.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,038
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$557.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This average mileage used 2020 Ford Explorer XLT AWD SUV under 72,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$562.15 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,166
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$562.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage used 2024 Chrysler Pacifica Touring L FWD minivan below 53,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$567.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,736
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,042.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,897.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,897.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$567.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler 300 S V6

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This low mileage preowned 2023 Chrysler 300 S V6 RWD sedan below 35,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $29K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,000
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$557.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

⇩ View Seller Description

This low mileage preowned 2024 Ford Edge SEL AWD SUV under 25,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$528.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,227
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,042.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,897.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,897.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$528.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $550 / Month

2024 Ford Edge SEL

2025 Ford Bronco Sport Big Bend

2018 Nissan Rogue S

2023 Jeep Wrangler Willys 4xe

2024 Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L

2020 Ford Explorer XLT

2024 Chrysler Pacifica Touring L

2023 Chrysler 300 S V6

2024 Ford Edge SEL

Used Cars under $550 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $550 / Month

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2018 Nissan Rogue S

Nissan Rogue S

2018 Nissan Rogue S Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Chrysler 300 S V6

Chrysler 300 S V6

2023 Chrysler 300 S V6 Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

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