Monticello, IL 1 Year Old Used Cars for Sale |with Payments|

2025 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2025 Hyundai SONATA Hybrid Limited FWD sedan under 29,000 miles, a transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,575
Est. Payment:	$606.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,717
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,575.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,491.84
Avg. DMV Fee	196.00
Cash Sale Price	$35,431.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,431.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$606.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage second hand 2025 Ford Bronco Sport Outer Banks AWD SUV under 9,000 miles, a transmission, and 20 MPG, 1.5L gas engine is for sale right now below $33K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$32,781
Est. Payment:	$629.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,528
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,781.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,624.50
Avg. DMV Fee	196.00
Cash Sale Price	$36,770.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,770.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$629.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,781.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Armada SV

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This low mileage preowned 2025 Nissan Armada SV 4X4 SUV below 14,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $51K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$50,990
Est. Payment:	$975.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,732
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,982.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,982.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$975.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Armada SL

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This low mileage second hand 2025 Nissan Armada SL 4X4 SUV below 15,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $55K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$54,490
Est. Payment:	$1041.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,322
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$54,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,012.49
Avg. DMV Fee	196.00
Cash Sale Price	$60,867.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,867.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1041.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Murano SL

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This low mileage preowned 2025 Nissan Murano SL AWD SUV under 2,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,886
Est. Payment:	$688.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,466
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,886.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,966.05
Avg. DMV Fee	196.00
Cash Sale Price	$40,217.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,217.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$688.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV under 16,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $38K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$37,790
Est. Payment:	$724.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,494
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$37,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,175.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,330.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,330.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty Platinum

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This low mileage preowned 2025 Ford F-250 Super Duty Platinum 4X4 pickup below 10,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $83K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$82,990
Est. Payment:	$1582.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,827
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$82,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,147.49
Avg. DMV Fee	196.00
Cash Sale Price	$92,502.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$92,502.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1582.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $82,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT 4X4 pickup below 4,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$38,268
Est. Payment:	$733.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,618
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,268.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,228.07
Avg. DMV Fee	196.00
Cash Sale Price	$42,861.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,861.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,268.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Active

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This low mileage used 2025 Ford Expedition Active 4X4 SUV under 20,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $58K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$57,388
Est. Payment:	$1096.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,931
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$57,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,331.27
Avg. DMV Fee	196.00
Cash Sale Price	$64,084.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,084.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1096.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $57,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage second hand 2025 Ford Bronco Outer Banks 4X4 SUV below 15,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $51K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$50,988
Est. Payment:	$975.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,639
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.27
Avg. DMV Fee	196.00
Cash Sale Price	$56,980.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,980.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$975.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Model Year Used Cars for Sale in Monticello, IL

Monticello, IL 1 Year Old Secondhand Used Car Inventory

2025 Hyundai SONATA Hybrid Limited

2025 Ford Bronco Sport Outer Banks

2025 Nissan Armada SV

2025 Nissan Armada SL

2025 Nissan Murano SL

2025 Ford Explorer Active

2025 Ford F-250 Super Duty Platinum

2025 Ford Ranger XLT

2025 Ford Expedition Active

2025 Ford Bronco Outer Banks

2025 Model Year Used Cars for Sale in Monticello, IL

Monticello, IL 1 Year Old Secondhand Used Car Inventory

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2025 Nissan Armada SV

Nissan Armada SV

2025 Nissan Armada SV Car Loan Estimate

2025 Nissan Armada SL

Nissan Armada SL

2025 Nissan Armada SL Car Loan Estimate

2025 Nissan Murano SL

Nissan Murano SL

2025 Nissan Murano SL Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Ford F-250 Super Duty Platinum

Ford F-250 Super Duty Platinum

2025 Ford F-250 Super Duty Platinum Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

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