Monticello, IL 0 Year Old Used Cars for Sale |with Payments|

2026 Honda Passport TrailSport Elite Blackout

⇩ View Seller Description

This low mileage second hand 2026 Honda Passport TrailSport Elite Blackout AWD SUV under 9,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $50K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$49,990
Est. Payment:	$956.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,782
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$49,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,517.49
Avg. DMV Fee	196.00
Cash Sale Price	$55,872.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,872.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$956.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $49,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

⇩ View Seller Description

This low mileage used 2026 Chevrolet Equinox LT 4X4 SUV below 18,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now below $31K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$30,032
Est. Payment:	$576.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,185
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,032.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,322.11
Avg. DMV Fee	196.00
Cash Sale Price	$33,719.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,719.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$576.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,032.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport Premium

⇩ View Seller Description

This low mileage preowned 2026 Hyundai ELANTRA SEL Sport Premium FWD sedan below 9,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,897
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$462.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport Premium

⇩ View Seller Description

This low mileage preowned 2026 Hyundai ELANTRA SEL Sport Premium FWD sedan below 3,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,939
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$462.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Traverse LT

⇩ View Seller Description

This low mileage used 2026 Chevrolet Traverse LT 4X4 SUV under 22,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $43K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$42,113
Est. Payment:	$806.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,044
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,113.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,651.02
Avg. DMV Fee	196.00
Cash Sale Price	$47,129.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,129.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$806.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,113.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

⇩ View Seller Description

This low mileage preowned 2026 Hyundai TUCSON SE FWD SUV below 6,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,519
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Expedition MAX Active

⇩ View Seller Description

This low mileage preowned 2026 Ford Expedition MAX Active 4X4 SUV below 1,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $67K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$66,771
Est. Payment:	$1274.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,328
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$66,771.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,363.40
Avg. DMV Fee	196.00
Cash Sale Price	$74,499.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,499.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1274.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $66,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Traverse LT

⇩ View Seller Description

This low mileage second hand 2026 Chevrolet Traverse LT 4X4 SUV below 28,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $43K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$42,113
Est. Payment:	$806.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,157
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,113.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,651.02
Avg. DMV Fee	196.00
Cash Sale Price	$47,129.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,129.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$806.45

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Sentra SR

⇩ View Seller Description

This low mileage second hand 2026 Nissan Sentra SR FWD sedan below 5,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now under $25K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$24,990
Est. Payment:	$481.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,003
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$24,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,767.49
Avg. DMV Fee	196.00
Cash Sale Price	$28,122.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,122.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$481.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Lincoln Aviator Reserve

⇩ View Seller Description

This low mileage preowned 2026 Lincoln Aviator Reserve AWD SUV below 8,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now under $70K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$69,479
Est. Payment:	$1326.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,504
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,479.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,661.28
Avg. DMV Fee	196.00
Cash Sale Price	$77,505.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$77,505.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1326.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $69,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Model Year Used Cars for Sale in Monticello, IL