Monticello, IL Used Cars Under $600 a Month

2024 Chrysler Pacifica Touring L

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This below average mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan below 60,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,490
Est. Payment:	$591.66 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,093
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,932.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,787.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,787.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$591.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage second hand 2026 Chevrolet Equinox LT 4x4 SUV under 21,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,604
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$595.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage used 2023 Buick Envision Essence AWD SUV under 19,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,990
Est. Payment:	$614.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,776
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,537.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,892.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,892.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$614.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage used 2025 Toyota RAV4 XLE FWD SUV under 33,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,990
Est. Payment:	$614.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,390
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,537.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,892.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,892.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$614.17

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage second hand 2022 Lincoln Corsair Standard FWD SUV under 14,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $30K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$29,990
Est. Payment:	$576.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,439
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,317.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,672.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,672.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$576.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

⇩ View Seller Description

This below average mileage preowned 2024 Chrysler Pacifica Touring L FWD minivan under 60,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,490
Est. Payment:	$591.66 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,074
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,932.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,787.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,787.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$591.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line Elite

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This low mileage used 2023 Ford Escape ST-Line Elite AWD SUV below 12,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,490
Est. Payment:	$604.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,884
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,482.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,337.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,337.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$604.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage preowned 2025 Kia K5 GT-Line FWD sedan under 22,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,764
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$595.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage preowned 2024 Jeep Grand Cherokee L Laredo 4x4 SUV below 19,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,000
Est. Payment:	$595.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,737
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,428.59
Avg. DMV Fee	196.00
Cash Sale Price	$34,793.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,793.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$595.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

⇩ View Seller Description

This low mileage preowned 2026 Chevrolet Equinox LT 4x4 SUV below 18,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,184
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$595.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $600 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $600 / Month

2024 Chrysler Pacifica Touring L

2026 Chevrolet Equinox LT

2023 Buick Envision Essence

2025 Toyota RAV4 XLE

2022 Lincoln Corsair Standard

2024 Chrysler Pacifica Touring L

2023 Ford Escape ST-Line Elite

2025 Kia K5 GT-Line

2024 Jeep Grand Cherokee L Laredo

2026 Chevrolet Equinox LT

Used Cars under $600 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $600 / Month

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Ford Escape ST-Line Elite

Ford Escape ST-Line Elite

2023 Ford Escape ST-Line Elite Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

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