Monticello, IL Used Sedans for Sale |with Payments|

2025 Kia K4 EX

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This low mileage preowned 2025 Kia K4 EX FWD sedan under 19,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,527
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$443.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Sentra SR

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This low mileage second hand 2026 Nissan Sentra SR FWD sedan under 5,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $25K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$24,990
Est. Payment:	$481.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,003
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$24,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,767.49
Avg. DMV Fee	196.00
Cash Sale Price	$28,122.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,122.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$481.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Toyota Avalon XLE

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This high mileage preowned 2017 Toyota Avalon XLE FWD sedan under 129,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now below $18K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$17,388
Est. Payment:	$718.30 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,533
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$17,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,931.27
Avg. DMV Fee	196.00
Cash Sale Price	$19,684.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,684.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$718.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LX

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This low mileage second hand 2025 Kia K4 LX FWD sedan under 17,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,412
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$443.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport Premium

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This low mileage used 2026 Hyundai ELANTRA SEL Sport Premium FWD sedan below 3,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,932
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$462.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Jetta Sport

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This low mileage preowned 2025 Volkswagen Jetta Sport FWD sedan under 31,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now below $22K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$21,490
Est. Payment:	$414.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,495
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,382.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,237.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,237.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$414.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan under 25,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,490
Est. Payment:	$433.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,967
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,492.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,347.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,347.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$433.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia K5 GT-Line

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This low mileage preowned 2023 Kia K5 GT-Line FWD sedan below 26,000 miles, automatic transmission, and 31 MPG, 1.6L gas engine is for sale right now below $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,601
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$519.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 EX

⇩ View Seller Description

This low mileage used 2025 Kia K4 EX FWD sedan under 16,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,738
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$462.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mazda Mazda6 Grand Touring

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This above average mileage second hand 2017 Mazda Mazda6 Grand Touring FWD sedan under 95,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $16K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$489.11 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,938
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,777.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,132.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$489.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans for Sale in Monticello, IL

Monticello, IL Secondhand Used Sedan Inventory

2025 Kia K4 EX

2026 Nissan Sentra SR

2017 Toyota Avalon XLE

2025 Kia K4 LX

2026 Hyundai ELANTRA SEL Sport Premium

2025 Volkswagen Jetta Sport

2025 Kia K4 LXS

2023 Kia K5 GT-Line

2025 Kia K4 EX

2017 Mazda Mazda6 Grand Touring

Used Sedans for Sale in Monticello, IL

Monticello, IL Secondhand Used Sedan Inventory

2025 Kia K4 EX

Kia K4 EX

2025 Kia K4 EX Car Loan Estimate

2026 Nissan Sentra SR

Nissan Sentra SR

2026 Nissan Sentra SR Car Loan Estimate

2017 Toyota Avalon XLE

Toyota Avalon XLE

2017 Toyota Avalon XLE Car Loan Estimate

2025 Kia K4 LX

Kia K4 LX

2025 Kia K4 LX Car Loan Estimate

2026 Hyundai ELANTRA SEL Sport Premium

Hyundai ELANTRA SEL Sport Premium

2026 Hyundai ELANTRA SEL Sport Premium Car Loan Estimate

2025 Volkswagen Jetta Sport

Volkswagen Jetta Sport

2025 Volkswagen Jetta Sport Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2023 Kia K5 GT-Line

Kia K5 GT-Line

2023 Kia K5 GT-Line Car Loan Estimate

2025 Kia K4 EX

Kia K4 EX

2025 Kia K4 EX Car Loan Estimate

2017 Mazda Mazda6 Grand Touring

Mazda Mazda6 Grand Touring

2017 Mazda6 Grand Touring Car Loan Estimate

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