Monticello, IL Used Lincoln Vehicles for Sale |with Payments|

2024 Lincoln Navigator Reserve

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This low mileage second hand 2024 Lincoln Navigator Reserve 4X4 SUV below 27,000 miles, a transmission, and 26 MPG, 3.5L gas engine is for sale right now below $70K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$69,344
Est. Payment:	$1,746.34 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,029
Location:	Monticello, IL
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$69,344.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,646.43
Avg. DMV Fee	196.00
Cash Sale Price	$77,355.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$74,960.86
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,746.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $69,344.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV under 21,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now below $41K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$40,765
Est. Payment:	$1,026.61 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,107
Location:	Monticello, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$40,765.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,502.74
Avg. DMV Fee	196.00
Cash Sale Price	$45,632.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$44,066.97
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,026.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Lincoln Corsair Premiere

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This low mileage used 2025 Lincoln Corsair Premiere AWD SUV below 7,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now below $39K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$981.91 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6,921
Location:	Monticello, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$42,148.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$981.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Lincoln MKX Select

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This low mileage used 2017 Lincoln MKX Select FWD SUV below 37,000 miles, a transmission, and 26 MPG, 3.7L gas engine is for sale right now under $20K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$503.42 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,963
Location:	Monticello, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$21,609.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$503.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Lincoln Corsair Reserve

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This low mileage second hand 2021 Lincoln Corsair Reserve AWD SUV below 39,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $29K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$730.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	39,175
Location:	Monticello, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$31,338.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$730.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Lincoln Navigator Reserve

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This low mileage second hand 2025 Lincoln Navigator Reserve 4X4 SUV under 18,000 miles, a transmission, and 26 MPG, 3.5L gas engine is for sale right now under $86K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$85,490
Est. Payment:	$2,152.95 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,125
Location:	Monticello, IL
Estimated Cash Down:	$2,900

Item	Amount
Used Car Price⁽¹⁾	$85,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,422.49
Avg. DMV Fee	196.00
Cash Sale Price	$95,277.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,900.00
Total Loan Amount	$92,414.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$2,152.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $85,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

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This low mileage second hand 2023 Lincoln Corsair Standard AWD SUV under 32,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,138
Est. Payment:	$784.17 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,208
Location:	Monticello, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$31,138.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,443.77
Avg. DMV Fee	196.00
Cash Sale Price	$34,946.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$33,660.18
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$784.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Lincoln Aviator Reserve

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This low mileage preowned 2026 Lincoln Aviator Reserve AWD SUV under 8,000 miles, a transmission, and 26 MPG, 3.0L gas engine is for sale right now below $70K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$69,479
Est. Payment:	$1,749.74 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	7,504
Location:	Monticello, IL
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$69,479.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,661.28
Avg. DMV Fee	196.00
Cash Sale Price	$77,505.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$75,106.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,749.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $69,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Lincoln Aviator Reserve

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This low mileage second hand 2025 Lincoln Aviator Reserve AWD SUV under 21,000 miles, a transmission, and 26 MPG, 3.0L gas engine is for sale right now below $59K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$58,378
Est. Payment:	$1,470.17 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,649
Location:	Monticello, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$58,378.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,440.17
Avg. DMV Fee	196.00
Cash Sale Price	$65,183.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$63,106.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,470.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $58,378.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage second hand 2022 Lincoln Corsair Standard FWD SUV under 14,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $30K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$29,490
Est. Payment:	$742.67 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	14,439
Location:	Monticello, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,262.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,117.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$31,878.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$742.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Lincoln Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Lincoln Vehicles Inventory

2024 Lincoln Navigator Reserve

2023 Lincoln Nautilus Reserve

2025 Lincoln Corsair Premiere

2017 Lincoln MKX Select

2021 Lincoln Corsair Reserve

2025 Lincoln Navigator Reserve

2023 Lincoln Corsair Standard

2026 Lincoln Aviator Reserve

2025 Lincoln Aviator Reserve

2022 Lincoln Corsair Standard

Used Lincoln Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Lincoln Vehicles Inventory

2024 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2024 Lincoln Navigator Reserve Poor Credit Auto Finance Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Poor Credit Auto Finance Estimate

2025 Lincoln Corsair Premiere

Lincoln Corsair Premiere

2025 Lincoln Corsair Premiere Poor Credit Auto Loan Estimate

2017 Lincoln MKX Select

Lincoln MKX Select

2017 Lincoln MKX Select Poor Credit Car Loan Estimate

2021 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2021 Lincoln Corsair Reserve Poor Credit Car Finance Estimate

2025 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2025 Lincoln Navigator Reserve Poor Credit Car Finance Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Poor Credit Car Finance Estimate

2026 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2026 Lincoln Aviator Reserve Poor Credit Car Finance Estimate

2025 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2025 Lincoln Aviator Reserve Poor Credit Car Finance Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Poor Credit Car Loan Estimate

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