Monticello, IL Used Gas Vehicles for Sale |with Payments|

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 30,000 miles, a transmission, and 31 MPG, 2.3L gas engine is for sale right now under $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,290
Est. Payment:	$638.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,132
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,680.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,335.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,335.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$638.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 18,000 miles, a transmission, and 31 MPG, 2.7L gas engine is for sale right now below $41K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$40,490
Est. Payment:	$775.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,378
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,472.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,327.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,327.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan below 25,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $22K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$21,990
Est. Payment:	$424.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,969
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,437.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,792.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,792.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$424.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

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This low mileage second hand 2025 Hyundai KONA SEL AWD SUV under 22,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,590
Est. Payment:	$454.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,284
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,613.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,568.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,568.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$454.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Raptor

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This low mileage preowned 2022 Ford F-150 Raptor 4X4 pickup below 45,000 miles, a transmission, and 31 MPG, 3.5L gas engine is for sale right now below $63K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$62,287
Est. Payment:	$1189.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,872
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$62,287.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,870.16
Avg. DMV Fee	196.00
Cash Sale Price	$69,522.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,522.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1189.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $62,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Corsair Reserve

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This low mileage preowned 2021 Lincoln Corsair Reserve AWD SUV under 39,000 miles, a transmission, and 31 MPG, 2.0L gas engine is for sale right now under $29K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,175
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Murano SL

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This low mileage used 2025 Nissan Murano SL AWD SUV below 11,000 miles, a transmission, and 31 MPG, 2.0L gas engine is for sale right now below $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,486
Est. Payment:	$680.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,889
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,486.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,922.05
Avg. DMV Fee	196.00
Cash Sale Price	$39,773.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,773.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$680.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 GT-Line

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This low mileage preowned 2025 Kia K4 GT-Line FWD sedan under 21,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $26K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$25,990
Est. Payment:	$500.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,318
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,877.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,232.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,232.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$500.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Rogue Platinum

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This low mileage preowned 2026 Nissan Rogue Platinum AWD wagon below 5,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,548
Est. Payment:	$662.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,556
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,548.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,818.87
Avg. DMV Fee	196.00
Cash Sale Price	$38,731.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,731.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$662.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai SONATA SE

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This high mileage used 2018 Hyundai SONATA SE FWD sedan under 162,000 miles, a transmission, and 31 MPG, 2.4L gas engine is for sale right now below $8K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$7,990
Est. Payment:	$337.63 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	161,521
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$7,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	897.49
Avg. DMV Fee	196.00
Cash Sale Price	$9,252.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,252.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$337.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Gas Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Gas Vehicles

2023 Ford Explorer XLT

2023 Ford F-150 XLT

2025 Kia K4 LXS

2025 Hyundai KONA SEL

2022 Ford F-150 Raptor

2021 Lincoln Corsair Reserve

2025 Nissan Murano SL

2025 Kia K4 GT-Line

2026 Nissan Rogue Platinum

2018 Hyundai SONATA SE

Used Gas Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Gas Vehicles

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Car Loan Estimate

2022 Ford F-150 Raptor

Ford F-150 Raptor

2022 Ford F-150 Raptor Car Loan Estimate

2021 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2021 Lincoln Corsair Reserve Car Loan Estimate

2025 Nissan Murano SL

Nissan Murano SL

2025 Nissan Murano SL Car Loan Estimate

2025 Kia K4 GT-Line

Kia K4 GT-Line

2025 Kia K4 GT-Line Car Loan Estimate

2026 Nissan Rogue Platinum

Nissan Rogue Platinum

2026 Nissan Rogue Platinum Car Loan Estimate

2018 Hyundai SONATA SE

Hyundai SONATA SE

2018 Hyundai SONATA SE Car Loan Estimate

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