Monticello, IL Used Gas Vehicles for Sale |with Payments|

2022 Ford Explorer King Ranch

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This average mileage used 2022 Ford Explorer King Ranch AWD SUV below 70,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,790
Est. Payment:	$1,008.59 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	70,420
Location:	Monticello, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$33,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,735.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,890.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$36,526.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$1,008.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Ford F-150 Lariat

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This low mileage used 2026 Ford F-150 Lariat RWD pickup under 1,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now below $58K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$57,490
Est. Payment:	$1,447.81 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	1,213
Location:	Monticello, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$57,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,342.49
Avg. DMV Fee	196.00
Cash Sale Price	$64,197.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$62,146.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,447.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $57,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4x4 pickup under 33,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,290
Est. Payment:	$1,039.83 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,889
Location:	Monticello, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$41,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,560.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,215.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$44,634.49
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,039.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage used 2024 Ford F-150 Lariat 4x4 pickup below 13,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now below $63K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$62,990
Est. Payment:	$1,586.32 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	12,845
Location:	Monticello, IL
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$62,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,947.49
Avg. DMV Fee	196.00
Cash Sale Price	$70,302.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$68,092.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,586.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $62,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage used 2026 Chevrolet Equinox LT 4x4 SUV under 21,000 miles, automatic transmission, and 25 MPG, 1.5L gas engine is for sale right now below $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$780.44 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,604
Location:	Monticello, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$33,500.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$780.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup under 23,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $46K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$45,990
Est. Payment:	$1,158.20 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,522
Location:	Monticello, IL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$45,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,077.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,432.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$49,715.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,158.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 21,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,790
Est. Payment:	$1,052.43 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,334
Location:	Monticello, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$41,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,615.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,770.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$45,174.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,052.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage second hand 2022 Ram 1500 Big Horn 4x4 pickup under 26,000 miles, automatic transmission, and 25 MPG, 5.7L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$981.91 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	25,896
Location:	Monticello, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$42,148.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$981.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 GMC Acadia AT4

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This average mileage used 2023 GMC Acadia AT4 4x4 SUV under 85,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$902.46 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	85,495
Location:	Monticello, IL
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$30,257.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Finance Payment	$902.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 48 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2016 BMW X3 xDrive28i

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This above average mileage used 2016 BMW X3 xDrive28i AWD SUV below 92,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $13K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$12,490
Est. Payment:	$441.59 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	92,000
Location:	Monticello, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$12,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,392.49
Avg. DMV Fee	196.00
Cash Sale Price	$14,247.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$13,501.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Auto Finance Payment	$441.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 42 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Gas Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Gas Vehicles

2022 Ford Explorer King Ranch

2026 Ford F-150 Lariat

2022 Ford F-150 Lariat

2024 Ford F-150 Lariat

2026 Chevrolet Equinox LT

2023 Ford F-150 Platinum

2023 Ford F-150 XL

2022 Ram 1500 Big Horn

2023 GMC Acadia AT4

2016 BMW X3 xDrive28i

Used Gas Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Gas Vehicles

2022 Ford Explorer King Ranch

Ford Explorer King Ranch

2022 Ford Explorer King Ranch Poor Credit Auto Loan Estimate

2026 Ford F-150 Lariat

Ford F-150 Lariat

2026 Ford F-150 Lariat Poor Credit Car Finance Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Poor Credit Car Finance Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Poor Credit Auto Finance Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Poor Credit Auto Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Poor Credit Auto Finance Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Poor Credit Auto Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Poor Credit Auto Loan Estimate

2023 GMC Acadia AT4

GMC Acadia AT4

2023 GMC Acadia AT4 Poor Credit Auto Finance Estimate

2016 BMW X3 xDrive28i

BMW X3 xDrive28i

2016 BMW X3 xDrive28i Poor Credit Auto Finance Estimate

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