Champaign - Springfield - Decatur, IL Area Used Cars Under $45,000

2023 Ram 1500 Laramie

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This low mileage second hand 2023 Ram 1500 Laramie 4x4 pickup under 45,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $41K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,500
Est. Payment:	$775.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,312
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,473.59
Avg. DMV Fee	196.00
Cash Sale Price	$45,338.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,338.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$775.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage preowned 2025 Genesis GV70 2.5T Standard AWD SUV under 0,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $41K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,777
Est. Payment:	$781.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,504.06
Avg. DMV Fee	196.00
Cash Sale Price	$45,646.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,646.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage preowned 2024 Ram 1500 Laramie 4x4 pickup under 38,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $45K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$44,595
Est. Payment:	$853.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,587
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$44,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,924.04
Avg. DMV Fee	196.00
Cash Sale Price	$49,884.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,884.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$853.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport

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This low mileage certified second hand 2025 Toyota Tacoma TRD Sport 4x4 pickup below 10,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now below $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,890
Est. Payment:	$821.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,556
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,736.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,991.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,991.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$821.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage preowned 2021 Ram 1500 Laramie 4x4 pickup below 44,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $41K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$40,550
Est. Payment:	$776.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,210
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$40,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,479.09
Avg. DMV Fee	196.00
Cash Sale Price	$45,394.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,394.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$776.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4x4 pickup below 28,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $42K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$41,775
Est. Payment:	$800.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,322
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$41,775.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,613.84
Avg. DMV Fee	196.00
Cash Sale Price	$46,753.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,753.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$800.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

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This low mileage second hand 2023 Dodge Durango R/T AWD SUV below 35,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $41K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,500
Est. Payment:	$775.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,381
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,473.59
Avg. DMV Fee	196.00
Cash Sale Price	$45,338.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,338.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This low mileage preowned 2023 Ram 1500 Laramie 4x4 pickup under 43,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $41K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,990
Est. Payment:	$785.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,911
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,527.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,882.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,882.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$785.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX X-Pro

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This low mileage used 2024 Kia Telluride SX X-Pro AWD SUV below 20,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now under $41K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,990
Est. Payment:	$785.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,000
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,527.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,882.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,882.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$785.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

⇩ View Seller Description

This low mileage preowned 2023 Dodge Durango R/T AWD SUV below 30,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $41K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,500
Est. Payment:	$775.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,737
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,473.59
Avg. DMV Fee	196.00
Cash Sale Price	$45,338.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,338.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.81

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $45,000

2023 Ram 1500 Laramie

2025 Genesis GV70 2.5T Standard

2024 Ram 1500 Laramie

2025 Toyota Tacoma TRD Sport

2021 Ram 1500 Laramie

2023 Ram 1500 Big Horn

2023 Dodge Durango R/T

2023 Ram 1500 Laramie

2024 Kia Telluride SX X-Pro

2023 Dodge Durango R/T

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $45K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $45,000

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2025 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2025 Toyota Tacoma TRD Sport Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2024 Kia Telluride SX X-Pro

Kia Telluride SX X-Pro

2024 Kia Telluride SX X-Pro Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $45K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $45,000

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