Champaign - Springfield - Decatur, IL Area Used Cars Under $45,000

2023 Ram 1500 Laramie

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This low mileage used 2023 Ram 1500 Laramie 4x4 pickup under 35,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,716
Est. Payment:	$817.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,714
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,716.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,717.35
Avg. DMV Fee	196.00
Cash Sale Price	$47,798.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,798.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$817.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,716.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage second hand 2021 Ford F-150 XLT 4x4 pickup below 58,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now below $40K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,000
Est. Payment:	$822.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,897
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,783.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,783.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$822.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport

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This low mileage certified used 2025 Toyota Tacoma TRD Sport 4x4 pickup below 10,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now below $45K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$45,000
Est. Payment:	$861.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,552
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.59
Avg. DMV Fee	196.00
Cash Sale Price	$50,333.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,333.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$861.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T Premium

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This low mileage second hand 2023 Dodge Durango R/T Premium AWD SUV below 30,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,999
Est. Payment:	$823.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,737
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,112.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,112.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4x4 pickup under 31,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $42K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$41,350
Est. Payment:	$791.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,891
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$41,350.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,567.09
Avg. DMV Fee	196.00
Cash Sale Price	$46,282.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,282.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$791.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Stinger GT2

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This low mileage used 2023 Kia Stinger GT2 RWD sedan below 7,000 miles, automatic transmission, and 18 MPG, 3.3L gas engine is for sale right now below $42K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$41,999
Est. Payment:	$804.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,064
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,638.48
Avg. DMV Fee	196.00
Cash Sale Price	$47,002.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,002.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$804.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This low mileage used 2023 Ram 1500 Laramie 4x4 pickup below 45,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,899
Est. Payment:	$821.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,314
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,737.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,001.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,001.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$821.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX X-Pro

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This low mileage used 2024 Kia Telluride SX X-Pro AWD SUV below 20,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now below $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,500
Est. Payment:	$813.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,002
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,693.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,558.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,558.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$813.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage certified second hand 2026 Hyundai SANTA FE Limited AWD SUV under 18,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $42K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$41,276
Est. Payment:	$790.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,068
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$41,276.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,558.95
Avg. DMV Fee	196.00
Cash Sale Price	$46,199.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,199.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$790.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,276.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

⇩ View Seller Description

This low mileage second hand 2023 Ram 1500 Laramie 4x4 pickup below 43,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $44K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$43,395
Est. Payment:	$830.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,908
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$43,395.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,792.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,552.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,552.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$830.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $45,000

2023 Ram 1500 Laramie

2021 Ford F-150 XLT

2025 Toyota Tacoma TRD Sport

2023 Dodge Durango R/T Premium

2023 Ram 1500 Big Horn

2023 Kia Stinger GT2

2023 Ram 1500 Laramie

2024 Kia Telluride SX X-Pro

2026 Hyundai SANTA FE Limited

2023 Ram 1500 Laramie

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $45K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $45,000

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2025 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2025 Toyota Tacoma TRD Sport Car Loan Estimate

2023 Dodge Durango R/T Premium

Dodge Durango R/T Premium

2023 Dodge Durango R/T Premium Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Kia Stinger GT2

Kia Stinger GT2

2023 Kia Stinger GT2 Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2024 Kia Telluride SX X-Pro

Kia Telluride SX X-Pro

2024 Kia Telluride SX X-Pro Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $45K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $45,000

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