Champaign - Springfield - Decatur, IL Area Used Cars Under $40,000

2024 Hyundai PALISADE Limited

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This low mileage certified second hand 2024 Hyundai PALISADE Limited AWD SUV below 22,000 miles, automatic transmission, and 31 MPG, 3.8L gas engine is for sale right now below $40K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$39,823
Est. Payment:	$762.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,274
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$39,823.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,399.12
Avg. DMV Fee	196.00
Cash Sale Price	$44,587.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,587.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Limited

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This low mileage certified used 2025 Hyundai SANTA FE Hybrid Limited FWD SUV under 17,000 miles, automatic transmission, and 31 MPG, 1.6L hybrid engine is for sale right now below $38K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$37,960
Est. Payment:	$727.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,558
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,960.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,194.19
Avg. DMV Fee	196.00
Cash Sale Price	$42,519.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,519.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON XRT

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This low mileage certified second hand 2024 Hyundai TUCSON XRT AWD SUV below 7,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $36K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$36,000
Est. Payment:	$690.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,435
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,343.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,343.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Sport

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This low mileage preowned 2021 Toyota Tacoma TRD Sport 4x4 pickup under 38,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now below $38K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$37,820
Est. Payment:	$724.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,860
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,820.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,178.79
Avg. DMV Fee	196.00
Cash Sale Price	$42,363.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,363.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,820.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage preowned 2025 Nissan Pathfinder SL AWD SUV under 25,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now under $36K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$35,800
Est. Payment:	$686.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,793
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$35,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,956.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,121.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,121.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$686.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Mazda CX-5 2.5 S Preferred

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This low mileage used 2026 Mazda CX-5 2.5 S Preferred AWD SUV under 0,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now below $37K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$36,353
Est. Payment:	$697.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,353.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,017.42
Avg. DMV Fee	196.00
Cash Sale Price	$40,735.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,735.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,353.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition XLT

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This average mileage used 2021 Ford Expedition XLT 4x4 SUV below 75,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now under $36K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$35,975
Est. Payment:	$874.95 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,118
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$35,975.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,975.84
Avg. DMV Fee	196.00
Cash Sale Price	$40,315.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,315.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$874.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Land Rover Range Rover Sport HST

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This average mileage preowned 2022 Land Rover Range Rover Sport HST AWD SUV below 84,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now below $37K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$36,882
Est. Payment:	$992.02 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,280
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,882.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,075.61
Avg. DMV Fee	196.00
Cash Sale Price	$41,322.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,322.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$992.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,882.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chrysler Pacifica Limited

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This low mileage second hand 2025 Chrysler Pacifica Limited FWD minivan below 27,000 miles, automatic transmission, and 31 MPG, 3.6L gas engine is for sale right now below $38K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$37,709
Est. Payment:	$722.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,804
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,709.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,166.58
Avg. DMV Fee	196.00
Cash Sale Price	$42,240.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,240.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,709.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Crown Platinum

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This low mileage preowned 2025 Toyota Crown Platinum AWD sedan below 39,000 miles, automatic transmission, and 31 MPG, 2.4L hybrid engine is for sale right now below $39K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$38,970
Est. Payment:	$746.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,562
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,970.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,305.29
Avg. DMV Fee	196.00
Cash Sale Price	$43,640.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,640.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$746.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

2025 Hyundai SANTA FE Hybrid Limited

2024 Hyundai TUCSON XRT

2021 Toyota Tacoma TRD Sport

2025 Nissan Pathfinder SL

2026 Mazda CX-5 2.5 S Preferred

2021 Ford Expedition XLT

2022 Land Rover Range Rover Sport HST

2025 Chrysler Pacifica Limited

2025 Toyota Crown Platinum

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2025 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2024 Hyundai TUCSON XRT

Hyundai TUCSON XRT

2024 Hyundai TUCSON XRT Car Loan Estimate

2021 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2021 Toyota Tacoma TRD Sport Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2026 Mazda CX-5 2.5 S Preferred

Mazda CX-5 2.5 S Preferred

2026 Mazda CX-5 2.5 S Preferred Car Loan Estimate

2021 Ford Expedition XLT

Ford Expedition XLT

2021 Ford Expedition XLT Car Loan Estimate

2022 Land Rover Range Rover Sport HST

Land Rover Range Rover Sport HST

2022 Land Rover Range Rover Sport HST Car Loan Estimate

2025 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2025 Chrysler Pacifica Limited Car Loan Estimate

2025 Toyota Crown Platinum

Toyota Crown Platinum

2025 Toyota Crown Platinum Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $40,000

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