Monticello, IL Used Cars Under $20,000 |with Payments|

2020 Honda CR-V Hybrid Touring

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This high mileage preowned 2020 Honda CR-V Hybrid Touring AWD SUV under 131,000 miles, automatic transmission, and 19 MPG, 2.0L hybrid engine is for sale right now under $20K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$19,287
Est. Payment:	$795.22 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	130,669
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$19,287.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,140.16
Avg. DMV Fee	196.00
Cash Sale Price	$21,792.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,792.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$795.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This high mileage second hand 2020 Ford Explorer XLT AWD SUV below 101,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $20K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$698.32 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,726
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$698.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Toyota Avalon XLE

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This high mileage second hand 2017 Toyota Avalon XLE FWD sedan under 129,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $18K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$17,388
Est. Payment:	$718.30 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,533
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$17,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,931.27
Avg. DMV Fee	196.00
Cash Sale Price	$19,684.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,684.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$718.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKX Select

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This low mileage second hand 2017 Lincoln MKX Select FWD SUV below 37,000 miles, automatic transmission, and 19 MPG, 3.7L gas engine is for sale right now below $20K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$386.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,963
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.25

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mazda Mazda6 Grand Touring

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This above average mileage preowned 2017 Mazda Mazda6 Grand Touring FWD sedan below 95,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now below $16K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$489.11 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,939
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,777.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,132.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$489.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ram 1500 Big Horn

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This high mileage used 2018 Ram 1500 Big Horn RWD pickup under 113,000 miles, automatic transmission, and 19 MPG, 5.7L gas engine is for sale right now below $17K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$16,990
Est. Payment:	$595.30 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,004
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.49
Avg. DMV Fee	196.00
Cash Sale Price	$19,242.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,242.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$595.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $20,000

2020 Honda CR-V Hybrid Touring

2020 Ford Explorer XLT

2017 Toyota Avalon XLE

2017 Lincoln MKX Select

2017 Mazda Mazda6 Grand Touring

2018 Ram 1500 Big Horn

Used Cars under $20,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $20,000

2020 Honda CR-V Hybrid Touring

Honda CR-V Hybrid Touring

2020 Honda CR-V Hybrid Touring Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2017 Toyota Avalon XLE

Toyota Avalon XLE

2017 Toyota Avalon XLE Car Loan Estimate

2017 Lincoln MKX Select

Lincoln MKX Select

2017 Lincoln MKX Select Car Loan Estimate

2017 Mazda Mazda6 Grand Touring

Mazda Mazda6 Grand Touring

2017 Mazda6 Grand Touring Car Loan Estimate

2018 Ram 1500 Big Horn

Ram 1500 Big Horn

2018 Ram 1500 Big Horn Car Loan Estimate

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