Used Cars under $40,000 for Sale in Monticello, IL

30 Preowned vehicles for sale in Monticello Illinois and the Metro Champaign - Springfield - Decatur and Piatt County area priced below $40K. Search by payment, bodystyle, engine type, or drivetrain.

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Monticello, IL Secondhand Used Vehicles Priced Below $40,000

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State
IL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2025 Nissan Murano SL for Sale
2025 Nissan Murano SL

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This low mileage preowned 2025 Nissan Murano SL AWD SUV below 2,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $35,886
Est. Payment: $688.17 / 72 months @ 7.13% APR
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Mileage: 2,466
Location: Monticello, IL
Preowned 2025 Nissan Murano SL for Sale
2025 Nissan Murano SL

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This low mileage second hand 2025 Nissan Murano SL AWD SUV under 6,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $36K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $35,486
Est. Payment: $680.58 / 72 months @ 7.13% APR
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Mileage: 6,459
Location: Monticello, IL
Preowned 2025 Nissan Frontier S for Sale
2025 Nissan Frontier S

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This low mileage preowned 2025 Nissan Frontier S 4x4 pickup below 9,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $40K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $39,990
Est. Payment: $766.12 / 72 months @ 7.13% APR
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Mileage: 9,369
Location: Monticello, IL
Preowned 2023 Ford Explorer XLT for Sale
2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 32,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $36K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $35,990
Est. Payment: $690.15 / 72 months @ 7.13% APR
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Mileage: 31,850
Location: Monticello, IL
Preowned 2024 Ford Explorer XLT for Sale
2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV below 27,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $38K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $37,490
Est. Payment: $718.64 / 72 months @ 7.13% APR
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Mileage: 27,042
Location: Monticello, IL
Preowned 2020 Ford F-150 XLT for Sale
2020 Ford F-150 XLT

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This below average mileage used 2020 Ford F-150 XLT 4x4 pickup below 68,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now below $36K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $35,990
Est. Payment: $801.11 / 60 months @ 7.13% APR
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Mileage: 68,339
Location: Monticello, IL
Preowned 2023 Ford Explorer Limited for Sale
2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited AWD SUV under 19,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $38,990
Est. Payment: $747.13 / 72 months @ 7.13% APR
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Mileage: 18,679
Location: Monticello, IL
Preowned 2023 Ford Explorer ST-Line for Sale
2023 Ford Explorer ST-Line

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This low mileage second hand 2023 Ford Explorer ST-Line AWD SUV under 21,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $38,990
Est. Payment: $747.13 / 72 months @ 7.13% APR
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Mileage: 20,731
Location: Monticello, IL
Preowned 2023 Ford F-150 XL for Sale
2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 13,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $38,990
Est. Payment: $747.13 / 72 months @ 7.13% APR
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Mileage: 12,693
Location: Monticello, IL
Preowned 2022 Ford F-150 XL for Sale
2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 43,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $38K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $37,490
Est. Payment: $718.64 / 72 months @ 7.13% APR
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Mileage: 42,744
Location: Monticello, IL