Used Cars under $45,000 for Sale in Monticello, IL

20 Preowned vehicles for sale in Monticello Illinois and the Metro Champaign - Springfield - Decatur and Piatt County area priced below $45K. Search by payment, bodystyle, engine type, or drivetrain.

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Monticello, IL Secondhand Used Vehicles Priced Below $45,000

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State
IL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2026 Chevrolet Traverse LT for Sale
2026 Chevrolet Traverse LT

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This low mileage second hand 2026 Chevrolet Traverse LT 4x4 SUV under 28,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $42,990
Est. Payment: $823.11 / 72 months @ 7.13% APR
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Mileage: 28,157
Location: Monticello, IL
Preowned 2023 Ford F-150 XLT for Sale
2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 15,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $44K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $43,088
Est. Payment: $824.97 / 72 months @ 7.13% APR
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Mileage: 14,992
Location: Monticello, IL
Preowned 2026 Chevrolet Traverse LT for Sale
2026 Chevrolet Traverse LT

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This low mileage preowned 2026 Chevrolet Traverse LT 4x4 SUV under 22,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $42,990
Est. Payment: $823.11 / 72 months @ 7.13% APR
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Mileage: 22,044
Location: Monticello, IL
Preowned 2025 Chevrolet Silverado 1500 LT for Sale
2025 Chevrolet Silverado 1500 LT

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This low mileage used 2025 Chevrolet Silverado 1500 LT 4x4 pickup under 31,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $40,488
Est. Payment: $775.58 / 72 months @ 7.13% APR
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Mileage: 31,404
Location: Monticello, IL
Preowned 2023 Ford F-150 XL for Sale
2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 21,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $42,488
Est. Payment: $813.57 / 72 months @ 7.13% APR
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Mileage: 20,876
Location: Monticello, IL
Preowned 2024 Cadillac XT6 Premium Luxury for Sale
2024 Cadillac XT6 Premium Luxury

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This low mileage second hand 2024 Cadillac XT6 Premium Luxury FWD SUV under 15,000 miles, automatic transmission, and 18 MPG, 3.6L gas engine is for sale right now under $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $42,188
Est. Payment: $807.87 / 72 months @ 7.13% APR
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Mileage: 15,459
Location: Monticello, IL
Preowned 2023 Ford F-150 XL for Sale
2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 22,000 miles, automatic transmission, and 18 MPG, 3.5L hybrid engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $41,588
Est. Payment: $796.48 / 72 months @ 7.13% APR
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Mileage: 22,008
Location: Monticello, IL
Preowned 2023 Ram 1500 Lone Star for Sale
2023 Ram 1500 Lone Star

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This low mileage preowned 2023 Ram 1500 Lone Star 4x4 pickup below 25,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $41,790
Est. Payment: $800.31 / 72 months @ 7.13% APR
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Mileage: 25,006
Location: Monticello, IL
Preowned 2024 Ford Explorer ST-Line for Sale
2024 Ford Explorer ST-Line

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This low mileage used 2024 Ford Explorer ST-Line AWD SUV below 18,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now under $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $41,490
Est. Payment: $794.62 / 72 months @ 7.13% APR
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Mileage: 18,047
Location: Monticello, IL
Preowned 2023 Ram 1500 Big Horn for Sale
2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 28,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price: $40,790
Est. Payment: $781.32 / 72 months @ 7.13% APR
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Mileage: 28,262
Location: Monticello, IL