Monticello, IL Used Cars Under $50,000 |with Payments|

2024 GMC Sierra 1500 SLT

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This low mileage preowned 2024 GMC Sierra 1500 SLT 4X2 pickup below 11,000 miles, a transmission, and 23 MPG, 5.3L gas engine is for sale right now under $46K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$45,748
Est. Payment:	$875.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,458
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$45,748.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,050.87
Avg. DMV Fee	196.00
Cash Sale Price	$51,163.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,163.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$875.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 28,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $48K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$47,415
Est. Payment:	$907.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,288
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,415.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,234.24
Avg. DMV Fee	196.00
Cash Sale Price	$53,014.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,014.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$907.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $47,415.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda Passport TrailSport Elite Blackout

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This low mileage second hand 2026 Honda Passport TrailSport Elite Blackout AWD SUV under 9,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $50K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$49,990
Est. Payment:	$956.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,782
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$49,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,517.49
Avg. DMV Fee	196.00
Cash Sale Price	$55,872.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,872.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$956.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $49,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 AT4

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This average mileage preowned 2024 GMC Sierra 1500 AT4 4X4 pickup under 74,000 miles, a transmission, and 23 MPG, 3.0L diesel engine is for sale right now under $47K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$46,990
Est. Payment:	$1140.30 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,047
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$46,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,187.49
Avg. DMV Fee	196.00
Cash Sale Price	$52,542.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,542.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1140.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $46,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 23,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $46K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$45,612
Est. Payment:	$872.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,522
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$45,612.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,035.91
Avg. DMV Fee	196.00
Cash Sale Price	$51,012.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,012.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$872.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,612.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage second hand 2025 Jeep Grand Cherokee L Limited 4X4 SUV below 5,000 miles, a transmission, and 23 MPG, 3.6L gas engine is for sale right now below $47K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$46,490
Est. Payment:	$889.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,590
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$46,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,132.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,987.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,987.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$889.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $46,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4X4 pickup under 24,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $49K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$48,287
Est. Payment:	$923.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,021
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$48,287.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,330.16
Avg. DMV Fee	196.00
Cash Sale Price	$53,982.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,982.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$923.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $48,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $50,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $50,000

2024 GMC Sierra 1500 SLT

2024 Ford F-150 XLT

2026 Honda Passport TrailSport Elite Blackout

2024 GMC Sierra 1500 AT4

2023 Ford F-150 XLT

2025 Jeep Grand Cherokee L Limited

2023 Ford F-150 Lariat

Used Cars under $50,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $50,000

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Honda Passport TrailSport Elite Blackout

Honda Passport TrailSport Elite Blackout

2026 Honda Passport TrailSport Elite Blackout Car Loan Estimate

2024 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2024 GMC Sierra 1500 AT4 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

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