Monticello, IL Used Cars Under $30,000 |with Payments|

2023 Kia K5 GT-Line

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This low mileage second hand 2023 Kia K5 GT-Line FWD sedan below 26,000 miles, a transmission, and 1.6L gas engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,602
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV under 22,000 miles, a transmission, and 2.0L gas engine is for sale right now under $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,412
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$538.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van under 60,000 miles, a transmission, and 3.6L gas engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,187
Est. Payment:	$540.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,568
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,187.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,899.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,451.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,451.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$540.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage second hand 2024 Chrysler Pacifica Touring L FWD mini-van below 53,000 miles, a transmission, and 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,887
Est. Payment:	$555.00 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,163
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,887.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,976.16
Avg. DMV Fee	196.00
Cash Sale Price	$30,228.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,228.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$555.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler 300 S V6

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This low mileage preowned 2023 Chrysler 300 S V6 RWD sedan under 35,000 miles, a transmission, and 3.6L gas engine is for sale right now below $29K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$28,790
Est. Payment:	$553.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,002
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$28,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,185.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,340.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,340.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$553.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage preowned 2025 Kia K5 GT-Line FWD sedan below 25,000 miles, a transmission, and 2.5L gas engine is for sale right now below $30K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$29,990
Est. Payment:	$576.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,089
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,317.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,672.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,672.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$576.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

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This low mileage second hand 2026 Hyundai TUCSON SE FWD SUV under 6,000 miles, a transmission, and 2.5L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,519
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$519.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue SL

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This low mileage preowned 2023 Nissan Rogue SL AWD wagon below 11,000 miles, cvt transmission, and 1.5L gas engine is for sale right now under $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,810
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$538.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van under 51,000 miles, a transmission, and 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,587
Est. Payment:	$548.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,130
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,587.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,943.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,895.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,895.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$548.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 GT-Line

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This low mileage second hand 2025 Kia K4 GT-Line FWD sedan under 21,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $26K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$25,990
Est. Payment:	$500.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,318
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,877.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,232.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,232.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$500.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $30,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $30,000

2023 Kia K5 GT-Line

2024 Ford Edge SEL

2024 Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L

2023 Chrysler 300 S V6

2025 Kia K5 GT-Line

2026 Hyundai TUCSON SE

2023 Nissan Rogue SL

2024 Chrysler Pacifica Touring L

2025 Kia K4 GT-Line

Used Cars under $30,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $30,000

2023 Kia K5 GT-Line

Kia K5 GT-Line

2023 Kia K5 GT-Line Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Chrysler 300 S V6

Chrysler 300 S V6

2023 Chrysler 300 S V6 Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

2023 Nissan Rogue SL

Nissan Rogue SL

2023 Nissan Rogue SL Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2025 Kia K4 GT-Line

Kia K4 GT-Line

2025 Kia K4 GT-Line Car Loan Estimate

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