Monticello, IL Used Cars Under $30,000 |with Payments|

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van below 53,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,887
Est. Payment:	$555.00 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,163
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,887.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,976.16
Avg. DMV Fee	196.00
Cash Sale Price	$30,228.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,228.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$555.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV below 16,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $30K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$29,790
Est. Payment:	$572.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,949
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,295.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,450.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,450.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$572.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 GT-Line

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This low mileage used 2025 Kia K4 GT-Line FWD sedan under 21,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $26K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$25,990
Est. Payment:	$500.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,318
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,877.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,232.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,232.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$500.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia K5 GT-Line

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This low mileage second hand 2023 Kia K5 GT-Line FWD sedan under 26,000 miles, a transmission, and 25 MPG, 1.6L gas engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,602
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$519.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage second hand 2025 Kia K5 GT-Line FWD sedan under 25,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $30K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$29,990
Est. Payment:	$576.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,089
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,317.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,672.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,672.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$576.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

⇩ View Seller Description

This low mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van below 51,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,587
Est. Payment:	$548.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,130
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,587.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,943.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,895.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,895.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$548.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Grand Cherokee 4xe

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This low mileage used 2022 Jeep Grand Cherokee 4xe 4X4 SUV under 24,000 miles, a transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,627
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$519.21

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage second hand 2022 Lincoln Corsair Standard FWD SUV below 14,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $30K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$29,490
Est. Payment:	$566.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,439
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,262.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,117.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,117.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$566.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

⇩ View Seller Description

This below average mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van under 60,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,087
Est. Payment:	$582.77 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,074
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,888.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,340.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,340.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$582.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV under 25,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,087
Est. Payment:	$521.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,227
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,998.16
Avg. DMV Fee	196.00
Cash Sale Price	$30,450.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,450.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$521.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $30,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $30,000

2024 Chrysler Pacifica Touring L

2024 Ford Edge SEL

2025 Kia K4 GT-Line

2023 Kia K5 GT-Line

2025 Kia K5 GT-Line

2024 Chrysler Pacifica Touring L

2022 Jeep Grand Cherokee 4xe

2022 Lincoln Corsair Standard

2024 Chrysler Pacifica Touring L

2024 Ford Edge SEL

Used Cars under $30,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $30,000

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2025 Kia K4 GT-Line

Kia K4 GT-Line

2025 Kia K4 GT-Line Car Loan Estimate

2023 Kia K5 GT-Line

Kia K5 GT-Line

2023 Kia K5 GT-Line Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2022 Jeep Grand Cherokee 4xe

Jeep Grand Cherokee 4xe

2022 Jeep Grand Cherokee 4xe Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

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