Monticello, IL Used Cars for Sale |with Payments|

2014 Ford F-150 FX4

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This high mileage second hand 2014 Ford F-150 FX4 4X4 pickup under 158,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $13K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$12,690
Est. Payment:	$528.01 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	157,795
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$12,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,414.49
Avg. DMV Fee	196.00
Cash Sale Price	$14,469.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,469.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$528.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Compass Latitude

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This below average mileage used 2024 Jeep Compass Latitude 4X4 SUV below 64,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $21K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$470.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,835
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$470.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty Platinum

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This low mileage second hand 2025 Ford F-250 Super Duty Platinum 4X4 pickup below 10,000 miles, a transmission, and 23 MPG, 6.7L diesel engine is for sale right now under $83K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$82,990
Est. Payment:	$1582.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,827
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$82,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,147.49
Avg. DMV Fee	196.00
Cash Sale Price	$92,502.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$92,502.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1582.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $82,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA Limited

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This low mileage used 2023 Hyundai SONATA Limited FWD sedan under 9,000 miles, a transmission, and 23 MPG, 1.6L gas engine is for sale right now below $29K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,895
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage second hand 2023 Hyundai TUCSON SEL FWD SUV under 33,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,668
Est. Payment:	$456.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,414
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,668.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,622.07
Avg. DMV Fee	196.00
Cash Sale Price	$26,655.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,655.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$456.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,668.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 15,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $43K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$42,787
Est. Payment:	$819.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,999
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,787.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,725.16
Avg. DMV Fee	196.00
Cash Sale Price	$47,877.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,877.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$819.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,787.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford Escape SE

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This high mileage second hand 2014 Ford Escape SE FWD SUV under 108,000 miles, a transmission, and 23 MPG, 1.6L gas engine is for sale right now below $8K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$7,990
Est. Payment:	$286.24 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,196
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$7,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	897.49
Avg. DMV Fee	196.00
Cash Sale Price	$9,252.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,252.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$286.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue SV

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This low mileage preowned 2023 Nissan Rogue SV AWD wagon below 31,000 miles, cvt transmission, and 23 MPG, 1.5L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,490
Est. Payment:	$452.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,429
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,602.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,457.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,457.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$452.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage used 2023 Ford Edge SEL AWD SUV below 34,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,490
Est. Payment:	$509.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,279
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,932.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,787.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,787.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$509.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage second hand 2025 Ford F-150 Lariat 4X4 pickup below 6,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $58K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$57,990
Est. Payment:	$1108.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,268
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$57,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,397.49
Avg. DMV Fee	196.00
Cash Sale Price	$64,752.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,752.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1108.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $57,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2014 Ford F-150 FX4

Ford F-150 FX4

2014 Ford F-150 FX4 Car Loan Estimate

2024 Jeep Compass Latitude

Jeep Compass Latitude

2024 Jeep Compass Latitude Car Loan Estimate

2025 Ford F-250 Super Duty Platinum

Ford F-250 Super Duty Platinum

2025 Ford F-250 Super Duty Platinum Car Loan Estimate

2023 Hyundai SONATA Limited

Hyundai SONATA Limited

2023 Hyundai SONATA Limited Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2014 Ford Escape SE

Ford Escape SE

2014 Ford Escape SE Car Loan Estimate

2023 Nissan Rogue SV

Nissan Rogue SV

2023 Nissan Rogue SV Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

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