Monticello, IL Used Cars for Sale |with Payments|

2025 Hyundai KONA SEL

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This low mileage preowned 2025 Hyundai KONA SEL AWD SUV under 26,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,250
Est. Payment:	$448.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,249
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,576.09
Avg. DMV Fee	196.00
Cash Sale Price	$26,191.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,191.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$448.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Platinum

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This low mileage preowned 2025 Ford Expedition Platinum 4X4 SUV below 14,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $70K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$69,391
Est. Payment:	$1324.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,988
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,391.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,651.60
Avg. DMV Fee	196.00
Cash Sale Price	$77,407.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$77,407.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1324.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $69,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV below 16,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $38K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$37,790
Est. Payment:	$724.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,494
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$37,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,175.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,330.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,330.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$724.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Murano SL

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This low mileage second hand 2025 Nissan Murano SL AWD SUV under 11,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,486
Est. Payment:	$680.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,889
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,486.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,922.05
Avg. DMV Fee	196.00
Cash Sale Price	$39,773.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,773.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$680.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van below 59,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,187
Est. Payment:	$540.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,409
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,187.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,899.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,451.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,451.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$540.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Traverse LT

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This low mileage second hand 2026 Chevrolet Traverse LT 4X4 SUV under 28,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $43K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$42,113
Est. Payment:	$806.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,157
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,113.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,651.02
Avg. DMV Fee	196.00
Cash Sale Price	$47,129.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,129.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$806.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,113.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active AWD SUV below 31,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now under $23K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,303
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$443.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 26,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,290
Est. Payment:	$676.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,136
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,900.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,555.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,555.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$676.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Fusion SE

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This high mileage preowned 2016 Ford Fusion SE FWD sedan below 118,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $11K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$10,990
Est. Payment:	$389.26 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,827
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$10,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,227.49
Avg. DMV Fee	196.00
Cash Sale Price	$12,582.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,582.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$389.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Lincoln Aviator Reserve

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This low mileage second hand 2026 Lincoln Aviator Reserve AWD SUV below 8,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now below $70K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$69,479
Est. Payment:	$1326.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,504
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,479.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,661.28
Avg. DMV Fee	196.00
Cash Sale Price	$77,505.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$77,505.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1326.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $69,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Car Loan Estimate

2025 Ford Expedition Platinum

Ford Expedition Platinum

2025 Ford Expedition Platinum Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Nissan Murano SL

Nissan Murano SL

2025 Nissan Murano SL Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2026 Chevrolet Traverse LT

Chevrolet Traverse LT

2026 Chevrolet Traverse LT Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2016 Ford Fusion SE

Ford Fusion SE

2016 Ford Fusion SE Car Loan Estimate

2026 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2026 Lincoln Aviator Reserve Car Loan Estimate

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