Monticello, IL Used Cars for Sale |with Payments|

2021 Lincoln Corsair Reserve

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This low mileage second hand 2021 Lincoln Corsair Reserve AWD SUV below 39,000 miles, a transmission, and 19 MPG, 2.0L gas engine is for sale right now below $29K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,175
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport Premium

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This low mileage second hand 2026 Hyundai ELANTRA SEL Sport Premium FWD sedan under 9,000 miles, cvt transmission, and 19 MPG, 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,897
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$462.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 32,000 miles, a transmission, and 19 MPG, 2.3L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,850
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage preowned 2023 Ford Escape Active FWD SUV below 38,000 miles, a transmission, and 19 MPG, 1.5L gas engine is for sale right now under $21K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,592
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$405.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder Platinum

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This low mileage used 2025 Nissan Pathfinder Platinum FWD SUV below 6,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now under $41K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$40,990
Est. Payment:	$785.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,278
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,527.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,882.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,882.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$785.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 30,000 miles, a transmission, and 19 MPG, 2.3L gas engine is for sale right now under $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,290
Est. Payment:	$638.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,132
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,680.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,335.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,335.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$638.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKX Select

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This low mileage preowned 2017 Lincoln MKX Select FWD SUV below 37,000 miles, a transmission, and 19 MPG, 3.7L gas engine is for sale right now below $20K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$386.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,963
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$386.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL Convenience

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This low mileage second hand 2025 Hyundai TUCSON SEL Convenience FWD SUV below 19,000 miles, a transmission, and 19 MPG, 2.5L gas engine is for sale right now below $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$528.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,160
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,042.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,897.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,897.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$528.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Grand Cherokee 4xe

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This low mileage second hand 2022 Jeep Grand Cherokee 4xe 4X4 SUV below 24,000 miles, a transmission, and 19 MPG, 2.0L hybrid engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,627
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$519.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage second hand 2024 GMC Sierra 1500 SLT 4X2 pickup below 11,000 miles, a transmission, and 19 MPG, 5.3L gas engine is for sale right now below $46K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$45,748
Est. Payment:	$875.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,458
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$45,748.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,050.87
Avg. DMV Fee	196.00
Cash Sale Price	$51,163.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,163.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$875.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2021 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2021 Lincoln Corsair Reserve Car Loan Estimate

2026 Hyundai ELANTRA SEL Sport Premium

Hyundai ELANTRA SEL Sport Premium

2026 Hyundai ELANTRA SEL Sport Premium Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2025 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2025 Nissan Pathfinder Platinum Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2017 Lincoln MKX Select

Lincoln MKX Select

2017 Lincoln MKX Select Car Loan Estimate

2025 Hyundai TUCSON SEL Convenience

Hyundai TUCSON SEL Convenience

2025 Hyundai TUCSON SEL Convenience Car Loan Estimate

2022 Jeep Grand Cherokee 4xe

Jeep Grand Cherokee 4xe

2022 Jeep Grand Cherokee 4xe Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

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