Monticello, IL Used Pickups Under $55,000 |with Payments|

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 9,000 miles, automatic transmission, and 17 MPG, 3.5L hybrid engine is for sale right now below $55K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1051.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,235
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,067.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,422.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,422.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1051.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 23,000 miles, automatic transmission, and 17 MPG, 3.5L hybrid engine is for sale right now below $51K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$50,990
Est. Payment:	$975.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,965
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,982.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,982.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$975.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup under 15,000 miles, automatic transmission, and 17 MPG, 3.5L hybrid engine is for sale right now under $52K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$51,088
Est. Payment:	$976.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,871
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$51,088.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,638.27
Avg. DMV Fee	196.00
Cash Sale Price	$57,091.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,091.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$976.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,088.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 AT4

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This low mileage preowned 2023 GMC Sierra 1500 AT4 4x4 pickup under 42,000 miles, automatic transmission, and 17 MPG, 6.2L gas engine is for sale right now under $51K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$50,790
Est. Payment:	$971.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,774
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,605.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,760.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,760.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $55,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Pickups Priced Below $55,000

2025 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 Platinum

2023 GMC Sierra 1500 AT4

Used Pickups under $55,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Pickups Priced Below $55,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2023 GMC Sierra 1500 AT4 Car Loan Estimate

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