Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $350 a Month

2025 Nissan Versa SV

⇩ View Seller Description

This low mileage second hand 2025 Nissan Versa SV FWD sedan below 31,000 miles, cvt transmission, and 27 MPG, 1.6L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,990
Est. Payment:	$348.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,428
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,997.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,352.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,352.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$348.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai SANTA FE Sport 2.4L

⇩ View Seller Description

This below average mileage second hand 2018 Hyundai SANTA FE Sport 2.4L FWD SUV below 64,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now under $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,325
Est. Payment:	$345.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,569
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,325.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,704.34
Avg. DMV Fee	196.00
Cash Sale Price	$17,394.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,394.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$345.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage preowned 2022 Hyundai ELANTRA SEL FWD sedan below 46,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $18K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$17,977
Est. Payment:	$348.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,722
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$17,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,996.06
Avg. DMV Fee	196.00
Cash Sale Price	$20,338.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,338.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$348.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Soul +

⇩ View Seller Description

This average mileage preowned 2019 Kia Soul + FWD hatchback under 81,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $13K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$12,428
Est. Payment:	$340.38 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,019
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$12,428.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,385.67
Avg. DMV Fee	196.00
Cash Sale Price	$14,178.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,178.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$340.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Trax LS

⇩ View Seller Description

This high mileage preowned 2020 Chevrolet Trax LS FWD SUV below 109,000 miles, automatic transmission, and 27 MPG, 1.4L gas engine is for sale right now under $9K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$8,859
Est. Payment:	$316.08 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,556
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$8,859.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	993.08
Avg. DMV Fee	196.00
Cash Sale Price	$10,217.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,217.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$316.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $8,859.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai TUCSON SEL

⇩ View Seller Description

This below average mileage used 2018 Hyundai TUCSON SEL FWD SUV below 67,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,790
Est. Payment:	$355.75 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,738
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,755.49
Avg. DMV Fee	196.00
Cash Sale Price	$17,910.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,910.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$355.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Sentra S

⇩ View Seller Description

This low mileage second hand 2022 Nissan Sentra S FWD sedan below 55,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $17K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$16,279
Est. Payment:	$338.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,716
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$16,279.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,809.28
Avg. DMV Fee	196.00
Cash Sale Price	$18,453.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,453.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$338.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,279.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford EcoSport SE

⇩ View Seller Description

This low mileage second hand 2021 Ford EcoSport SE FWD wagon below 35,000 miles, automatic transmission, and 27 MPG, 1.0L gas engine is for sale right now under $17K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$16,992
Est. Payment:	$329.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,890
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$16,992.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.71
Avg. DMV Fee	196.00
Cash Sale Price	$19,244.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,244.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$329.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKZ Select

⇩ View Seller Description

This low mileage second hand 2017 Lincoln MKZ Select FWD sedan under 42,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $18K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$17,500
Est. Payment:	$338.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,084
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,943.59
Avg. DMV Fee	196.00
Cash Sale Price	$19,808.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,808.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$338.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Transit Connect XLT

⇩ View Seller Description

This low mileage used 2019 Ford Transit Connect XLT FWD minivan below 55,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $17K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$16,874
Est. Payment:	$350.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,516
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$16,874.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,874.73
Avg. DMV Fee	196.00
Cash Sale Price	$19,113.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,113.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$350.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $350 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $350 / Month

2025 Nissan Versa SV

2018 Hyundai SANTA FE Sport 2.4L

2022 Hyundai ELANTRA SEL

2019 Kia Soul +

2020 Chevrolet Trax LS

2018 Hyundai TUCSON SEL

2022 Nissan Sentra S

2021 Ford EcoSport SE

2017 Lincoln MKZ Select

2019 Ford Transit Connect XLT

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $350 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $350 / Month

Used Cars under $350 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $350 / Month

2025 Nissan Versa SV

Nissan Versa SV

2025 Nissan Versa SV Car Loan Estimate

2018 Hyundai SANTA FE Sport 2.4L

Hyundai SANTA FE Sport 2.4L

2018 Hyundai SANTA FE Sport 2.4L Car Loan Estimate

2022 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2022 Hyundai ELANTRA SEL Car Loan Estimate

2019 Kia Soul +

Kia Soul +

2019 Kia Soul + Car Loan Estimate

2020 Chevrolet Trax LS

Chevrolet Trax LS

2020 Chevrolet Trax LS Car Loan Estimate

2018 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2018 Hyundai TUCSON SEL Car Loan Estimate

2022 Nissan Sentra S

Nissan Sentra S

2022 Nissan Sentra S Car Loan Estimate

2021 Ford EcoSport SE

Ford EcoSport SE

2021 Ford EcoSport SE Car Loan Estimate

2017 Lincoln MKZ Select

Lincoln MKZ Select

2017 Lincoln MKZ Select Car Loan Estimate

2019 Ford Transit Connect XLT

Ford Transit Connect XLT

2019 Ford Transit Connect XLT Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $350 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $350 / Month

Customize Payments

Find Financing

Customize Payments