Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $800 a Month

2025 Nissan Pathfinder Platinum

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This low mileage second hand 2025 Nissan Pathfinder Platinum FWD SUV below 5,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $42K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$41,490
Est. Payment:	$794.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,662
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,582.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,437.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,437.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Tahoe LTZ

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This high mileage preowned 2016 Chevrolet Tahoe LTZ 4X4 SUV under 119,000 miles, a transmission, and 25 MPG, 5.3L flexible engine is for sale right now below $23K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$22,351
Est. Payment:	$779.39 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,092
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$22,351.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,477.20
Avg. DMV Fee	196.00
Cash Sale Price	$25,193.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,193.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$779.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,351.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

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This average mileage preowned 2022 Ford Explorer Timberline AWD SUV below 88,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $30K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$29,665
Est. Payment:	$799.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,381
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$29,665.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,281.74
Avg. DMV Fee	196.00
Cash Sale Price	$33,311.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,311.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$799.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX-Prestige X-Pro

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This low mileage used 2024 Kia Telluride SX-Prestige X-Pro AWD SUV below 23,000 miles, a transmission, and 25 MPG, 3.8L gas engine is for sale right now under $43K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$42,995
Est. Payment:	$823.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,779
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,108.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,108.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 30,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now under $42K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$41,990
Est. Payment:	$804.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,549
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,637.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$804.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Tradesman

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This low mileage second hand 2024 Ram 3500 Tradesman 4X2 chassis under 34,000 miles, a transmission, and 25 MPG, 6.7L diesel engine is for sale right now below $44K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$43,495
Est. Payment:	$832.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,523
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,803.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,663.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,663.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$832.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 8,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $44K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$43,412
Est. Payment:	$831.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,801
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$43,412.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,793.91
Avg. DMV Fee	196.00
Cash Sale Price	$48,570.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,570.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,412.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 18,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now below $43K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$42,524
Est. Payment:	$814.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,410
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$42,524.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,696.23
Avg. DMV Fee	196.00
Cash Sale Price	$47,585.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,585.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$814.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage preowned 2023 Ford F-150 XL 4X4 pickup below 79,000 miles, a transmission, and 25 MPG, 5.0L flexible engine is for sale right now below $35K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$34,158
Est. Payment:	$831.18 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,761
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$34,158.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,775.97
Avg. DMV Fee	196.00
Cash Sale Price	$38,298.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,298.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$831.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,158.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Corsair Reserve

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This low mileage used 2024 Lincoln Corsair Reserve AWD SUV below 14,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$41,890
Est. Payment:	$802.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,404
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$41,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,626.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,881.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,881.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$802.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $800 / Month

2025 Nissan Pathfinder Platinum

2016 Chevrolet Tahoe LTZ

2022 Ford Explorer Timberline

2024 Kia Telluride SX-Prestige X-Pro

2025 Ford Explorer ST-Line

2024 Ram 3500 Tradesman

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XL

2024 Lincoln Corsair Reserve

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $800 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $800 / Month

2025 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2025 Nissan Pathfinder Platinum Car Loan Estimate

2016 Chevrolet Tahoe LTZ

Chevrolet Tahoe LTZ

2016 Chevrolet Tahoe LTZ Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

2024 Kia Telluride SX-Prestige X-Pro

Kia Telluride SX-Prestige X-Pro

2024 Kia Telluride SX-Prestige X-Pro Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Ram 3500 Tradesman

Ram 3500 Tradesman

2024 Ram 3500 Tradesman Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2024 Lincoln Corsair Reserve Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $800 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $800 / Month

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