Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $800 a Month

2023 Ram 1500 Laramie

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This low mileage preowned 2023 Ram 1500 Laramie 4x4 pickup below 45,000 miles, automatic transmission, and 21 MPG, 5.7L hybrid engine is for sale right now below $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,899
Est. Payment:	$821.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,314
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,737.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,001.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,001.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$821.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T Premium

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This low mileage used 2023 Dodge Durango R/T Premium AWD SUV under 30,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now under $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,999
Est. Payment:	$823.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,737
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,112.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,112.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$823.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This low mileage second hand 2023 Ram 1500 Laramie 4x4 pickup under 37,000 miles, automatic transmission, and 21 MPG, 5.7L hybrid engine is for sale right now under $44K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$43,190
Est. Payment:	$826.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,349
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$43,190.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,769.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,324.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,324.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$826.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX

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This below average mileage second hand 2024 Kia Telluride SX AWD SUV below 64,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$812.35 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,202
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,898.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,898.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$812.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage preowned 2025 Genesis GV70 2.5T Standard AWD SUV under 0,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $42K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$41,500
Est. Payment:	$794.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,583.59
Avg. DMV Fee	196.00
Cash Sale Price	$46,448.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,448.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander Hybrid Limited

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This low mileage used 2023 Toyota Highlander Hybrid Limited FWD SUV under 59,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now under $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,850
Est. Payment:	$798.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,898
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,850.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,292.09
Avg. DMV Fee	196.00
Cash Sale Price	$43,507.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$798.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup under 31,000 miles, automatic transmission, and 21 MPG, 5.7L hybrid engine is for sale right now under $42K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$41,350
Est. Payment:	$791.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,891
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$41,350.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,567.09
Avg. DMV Fee	196.00
Cash Sale Price	$46,282.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,282.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$791.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage certified preowned 2026 Hyundai SANTA FE Limited AWD SUV below 18,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $42K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$41,276
Est. Payment:	$790.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,068
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$41,276.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,558.95
Avg. DMV Fee	196.00
Cash Sale Price	$46,199.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,199.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$790.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,276.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage certified used 2024 Hyundai PALISADE Limited AWD SUV under 6,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $43K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$42,516
Est. Payment:	$814.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,972
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$42,516.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,695.35
Avg. DMV Fee	196.00
Cash Sale Price	$47,576.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,576.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$814.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,516.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX X-Pro

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This low mileage preowned 2024 Kia Telluride SX X-Pro AWD SUV under 20,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,500
Est. Payment:	$813.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,002
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,693.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,558.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,558.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$813.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $800 / Month

2023 Ram 1500 Laramie

2023 Dodge Durango R/T Premium

2023 Ram 1500 Laramie

2024 Kia Telluride SX

2025 Genesis GV70 2.5T Standard

2023 Toyota Highlander Hybrid Limited

2023 Ram 1500 Big Horn

2026 Hyundai SANTA FE Limited

2024 Hyundai PALISADE Limited

2024 Kia Telluride SX X-Pro

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $800 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $800 / Month

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2023 Dodge Durango R/T Premium

Dodge Durango R/T Premium

2023 Dodge Durango R/T Premium Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Toyota Highlander Hybrid Limited

Toyota Highlander Hybrid Limited

2023 Toyota Highlander Hybrid Limited Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2024 Kia Telluride SX X-Pro

Kia Telluride SX X-Pro

2024 Kia Telluride SX X-Pro Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $800 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $800 / Month

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