Champaign - Springfield - Decatur, IL Area Used Cars Under 40,000 Miles

2023 Jeep Grand Cherokee L Limited

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This low mileage preowned 2023 Jeep Grand Cherokee L Limited 4x4 SUV below 36,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,500
Est. Payment:	$642.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,114
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,703.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,568.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,568.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$642.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas Cross Sport SE 4Motion

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This low mileage second hand 2025 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV below 32,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,225
Est. Payment:	$561.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,056
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,233.34
Avg. DMV Fee	196.00
Cash Sale Price	$32,823.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,823.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$561.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Grand Cherokee L Limited

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This low mileage used 2022 Jeep Grand Cherokee L Limited 4x4 SUV under 36,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,244
Est. Payment:	$619.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,155
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,244.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,565.43
Avg. DMV Fee	196.00
Cash Sale Price	$36,174.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,174.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$619.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,244.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S AWD SUV under 30,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,147
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup under 30,000 miles, automatic transmission, and 24 MPG, 3.6L hybrid engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,507
Est. Payment:	$680.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,248
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,507.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,924.36
Avg. DMV Fee	196.00
Cash Sale Price	$39,796.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,796.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,507.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Encore GX Sport Touring

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This low mileage second hand 2024 Buick Encore GX Sport Touring AWD SUV below 36,000 miles, automatic transmission, and 24 MPG, 1.3L gas engine is for sale right now below $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,950
Est. Payment:	$442.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,742
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,950.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,543.09
Avg. DMV Fee	196.00
Cash Sale Price	$25,858.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,858.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$442.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV under 35,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$661.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,466
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,813.59
Avg. DMV Fee	196.00
Cash Sale Price	$38,678.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,678.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Latitude

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This low mileage second hand 2025 Jeep Compass Latitude 4x4 SUV under 32,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,999
Est. Payment:	$405.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,150
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,328.48
Avg. DMV Fee	196.00
Cash Sale Price	$23,692.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,692.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$405.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass High Altitude

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This low mileage preowned 2023 Jeep Compass High Altitude 4x4 SUV below 33,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,500
Est. Payment:	$509.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,049
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,933.59
Avg. DMV Fee	196.00
Cash Sale Price	$29,798.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,798.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$509.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Sportage Nightfall

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This low mileage second hand 2022 Kia Sportage Nightfall AWD SUV under 33,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,635
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Champaign - Springfield - Decatur

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Below 40,000 Miles

2023 Jeep Grand Cherokee L Limited

2025 Volkswagen Atlas Cross Sport SE 4Motion

2022 Jeep Grand Cherokee L Limited

2025 Kia Telluride S

2023 Ram 1500 Big Horn

2024 Buick Encore GX Sport Touring

2025 Kia Telluride S

2025 Jeep Compass Latitude

2023 Jeep Compass High Altitude

2022 Kia Sportage Nightfall

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below 40K Miles

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below 40,000 Miles

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Champaign - Springfield - Decatur

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Below 40,000 Miles

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Volkswagen Atlas Cross Sport SE 4Motion

Volkswagen Atlas Cross Sport SE 4Motion

2025 Volkswagen Atlas Cross Sport SE 4Motion Car Loan Estimate

2022 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2022 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2024 Buick Encore GX Sport Touring

Buick Encore GX Sport Touring

2024 Buick Encore GX Sport Touring Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Jeep Compass Latitude

Jeep Compass Latitude

2025 Jeep Compass Latitude Car Loan Estimate

2023 Jeep Compass High Altitude

Jeep Compass High Altitude

2023 Jeep Compass High Altitude Car Loan Estimate

2022 Kia Sportage Nightfall

Kia Sportage Nightfall

2022 Kia Sportage Nightfall Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below 40K Miles

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below 40,000 Miles

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