Champaign - Springfield - Decatur, IL Area Used Cars Under 40,000 Miles

2024 Hyundai ELANTRA SEL

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This low mileage used 2024 Hyundai ELANTRA SEL FWD sedan under 33,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $21K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$20,345
Est. Payment:	$392.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,065
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$20,345.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,256.54
Avg. DMV Fee	196.00
Cash Sale Price	$22,966.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,966.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$392.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Denali

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This low mileage preowned 2023 GMC Sierra 1500 Denali 4X4 pickup below 30,000 miles, a transmission, and 24 MPG, 6.2L gas engine is for sale right now below $54K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$53,495
Est. Payment:	$1022.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,398
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$53,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,903.04
Avg. DMV Fee	196.00
Cash Sale Price	$59,763.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,763.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1022.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV under 37,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $40K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$39,462
Est. Payment:	$756.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,002
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$39,462.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,359.41
Avg. DMV Fee	196.00
Cash Sale Price	$44,186.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,186.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Suburban High Country

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This low mileage used 2024 Chevrolet Suburban High Country 4X4 SUV below 30,000 miles, a transmission, and 24 MPG, 6.2L gas engine is for sale right now under $76K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$75,126
Est. Payment:	$1433.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,252
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$75,126.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	8,282.45
Avg. DMV Fee	196.00
Cash Sale Price	$83,773.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$83,773.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1433.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $75,126.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia SLE

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This low mileage preowned 2023 GMC Acadia SLE FWD SUV under 32,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $31K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,049
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$595.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This low mileage used 2023 Ram 1500 Laramie 4X4 pickup under 34,000 miles, a transmission, and 24 MPG, 5.7L hybrid engine is for sale right now under $44K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$43,975
Est. Payment:	$841.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,327
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$43,975.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,855.84
Avg. DMV Fee	196.00
Cash Sale Price	$49,195.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,195.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$841.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue SV

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This low mileage preowned 2023 Nissan Rogue SV AWD wagon below 31,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,490
Est. Payment:	$452.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,429
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,602.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,457.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,457.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$452.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SE

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This low mileage preowned 2024 Ford Edge SE AWD SUV below 31,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $26K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$25,426
Est. Payment:	$489.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,689
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$25,426.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,815.45
Avg. DMV Fee	196.00
Cash Sale Price	$28,606.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,606.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$489.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,426.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage preowned 2023 Ford Escape Active FWD SUV below 33,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now below $22K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$21,525
Est. Payment:	$415.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,062
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$21,525.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,386.34
Avg. DMV Fee	196.00
Cash Sale Price	$24,276.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,276.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$415.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV under 35,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $37K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$36,413
Est. Payment:	$698.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,543
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$36,413.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,024.02
Avg. DMV Fee	196.00
Cash Sale Price	$40,802.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,802.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,413.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Champaign - Springfield - Decatur

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Below 40,000 Miles

2024 Hyundai ELANTRA SEL

2023 GMC Sierra 1500 Denali

2025 Ford Explorer ST-Line

2024 Chevrolet Suburban High Country

2023 GMC Acadia SLE

2023 Ram 1500 Laramie

2023 Nissan Rogue SV

2024 Ford Edge SE

2023 Ford Escape Active

2025 Ford Bronco Sport Badlands

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below 40K Miles

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below 40,000 Miles

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Champaign - Springfield - Decatur

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Below 40,000 Miles

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Chevrolet Suburban High Country

Chevrolet Suburban High Country

2024 Chevrolet Suburban High Country Car Loan Estimate

2023 GMC Acadia SLE

GMC Acadia SLE

2023 GMC Acadia SLE Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2023 Nissan Rogue SV

Nissan Rogue SV

2023 Nissan Rogue SV Car Loan Estimate

2024 Ford Edge SE

Ford Edge SE

2024 Ford Edge SE Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below 40K Miles

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below 40,000 Miles

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