Champaign - Springfield - Decatur, IL Area Used Cars Under 40,000 Miles

2024 Hyundai ELANTRA SEL

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This low mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan below 33,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $21K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$20,345
Est. Payment:	$392.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,065
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$20,345.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,256.54
Avg. DMV Fee	196.00
Cash Sale Price	$22,966.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,966.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$392.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler 300 S V6

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This low mileage preowned 2023 Chrysler 300 S V6 RWD sedan below 35,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now below $29K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$28,790
Est. Payment:	$553.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,002
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$28,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,185.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,340.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,340.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$553.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Compass Latitude

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This low mileage second hand 2024 Jeep Compass Latitude 4X4 SUV below 31,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now below $23K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$22,967
Est. Payment:	$442.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,903
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$22,967.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,544.96
Avg. DMV Fee	196.00
Cash Sale Price	$25,876.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,876.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$442.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage used 2025 Ford Escape Active AWD SUV below 36,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $24K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$23,527
Est. Payment:	$453.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,317
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$23,527.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,606.56
Avg. DMV Fee	196.00
Cash Sale Price	$26,498.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,498.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$453.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup below 32,000 miles, a transmission, and 28 MPG, 2.7L gas engine is for sale right now below $47K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$46,934
Est. Payment:	$898.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,003
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$46,934.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,181.33
Avg. DMV Fee	196.00
Cash Sale Price	$52,480.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,480.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$898.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $46,934.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active FWD SUV under 33,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $22K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$21,525
Est. Payment:	$415.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,062
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$21,525.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,386.34
Avg. DMV Fee	196.00
Cash Sale Price	$24,276.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,276.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$415.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Terrain Denali

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This low mileage preowned 2023 GMC Terrain Denali AWD SUV under 38,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $30K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$29,923
Est. Payment:	$574.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,511
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$29,923.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,310.12
Avg. DMV Fee	196.00
Cash Sale Price	$33,598.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,598.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$574.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage preowned 2024 Ford Edge SEL AWD SUV below 35,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now under $28K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$27,220
Est. Payment:	$523.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,562
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$27,220.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,012.79
Avg. DMV Fee	196.00
Cash Sale Price	$30,597.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,597.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$523.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 35,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now under $47K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$46,990
Est. Payment:	$899.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,634
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$46,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,187.49
Avg. DMV Fee	196.00
Cash Sale Price	$52,542.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,542.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$899.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $46,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Trailblazer RS

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This low mileage used 2023 Chevrolet Trailblazer RS 4X4 SUV below 31,000 miles, a transmission, and 28 MPG, 1.3L gas engine is for sale right now under $26K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$25,990
Est. Payment:	$500.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,523
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,877.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,232.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,232.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$500.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Champaign - Springfield - Decatur

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Below 40,000 Miles

2024 Hyundai ELANTRA SEL

2023 Chrysler 300 S V6

2024 Jeep Compass Latitude

2025 Ford Escape Active

2025 Ford F-150 XLT

2023 Ford Escape Active

2023 GMC Terrain Denali

2024 Ford Edge SEL

2023 Ford F-150 XLT

2023 Chevrolet Trailblazer RS

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below 40K Miles

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below 40,000 Miles

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Champaign - Springfield - Decatur

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Below 40,000 Miles

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Chrysler 300 S V6

Chrysler 300 S V6

2023 Chrysler 300 S V6 Car Loan Estimate

2024 Jeep Compass Latitude

Jeep Compass Latitude

2024 Jeep Compass Latitude Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2023 GMC Terrain Denali

GMC Terrain Denali

2023 GMC Terrain Denali Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Trailblazer RS

Chevrolet Trailblazer RS

2023 Chevrolet Trailblazer RS Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below 40K Miles

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below 40,000 Miles

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