Champaign - Springfield - Decatur, IL Area Used Cars Under $50,000

2025 Hyundai PALISADE Calligraphy Night Edition

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This low mileage certified preowned 2025 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 28,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $47K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$46,821
Est. Payment:	$895.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,650
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$46,821.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,168.90
Avg. DMV Fee	196.00
Cash Sale Price	$52,354.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,354.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$895.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $46,821.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G80 2.5T

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This low mileage preowned 2025 Genesis G80 2.5T AWD sedan below 0,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $46K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$45,990
Est. Payment:	$880.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$45,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,077.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,432.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,432.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$880.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $45,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage used 2024 Ram 1500 Laramie 4x4 pickup below 38,000 miles, automatic transmission, and 20 MPG, 5.7L hybrid engine is for sale right now under $46K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$45,225
Est. Payment:	$865.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,576
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$45,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,993.34
Avg. DMV Fee	196.00
Cash Sale Price	$50,583.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,583.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$865.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT

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This low mileage used 2025 Ford Mustang GT RWD coupe below 9,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now under $46K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$45,983
Est. Payment:	$879.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,583
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$45,983.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,076.72
Avg. DMV Fee	196.00
Cash Sale Price	$51,424.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,424.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$879.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport

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This low mileage certified second hand 2025 Toyota Tacoma TRD Sport 4x4 pickup under 10,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now below $45K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$45,000
Est. Payment:	$861.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,552
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.59
Avg. DMV Fee	196.00
Cash Sale Price	$50,333.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,333.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$861.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage certified used 2024 Hyundai PALISADE Limited AWD SUV below 16,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $46K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$45,100
Est. Payment:	$863.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,367
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$45,100.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,979.59
Avg. DMV Fee	196.00
Cash Sale Price	$50,444.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,444.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$863.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Mazda CX-90 3.3 Turbo S Premium Plus

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This low mileage used 2026 Mazda CX-90 3.3 Turbo S Premium Plus AWD SUV below 3,000 miles, automatic transmission, and 20 MPG, 3.3L hybrid engine is for sale right now under $49K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$48,970
Est. Payment:	$936.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,995
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$48,970.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,405.29
Avg. DMV Fee	196.00
Cash Sale Price	$54,740.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,740.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$936.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $48,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Suburban High Country

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This average mileage used 2021 Chevrolet Suburban High Country 4x4 SUV below 87,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $46K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$45,536
Est. Payment:	$1222.62 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,278
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$45,536.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,027.55
Avg. DMV Fee	196.00
Cash Sale Price	$50,928.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,928.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1222.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,536.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Timberline

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This average mileage certified used 2022 Ford Expedition Timberline 4x4 SUV under 80,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $46K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$45,490
Est. Payment:	$1104.17 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,588
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$45,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,022.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,877.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,877.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1104.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup under 16,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $49K at Courtesy Ford Danville in Danville, IL. ...View More Details

Sales Price:	$48,689
Est. Payment:	$931.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,615
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$48,689.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,374.38
Avg. DMV Fee	196.00
Cash Sale Price	$54,428.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,428.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$931.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $48,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $50,000 for Sale in the Greater Champaign - Springfield - Decatur Area