Champaign - Springfield - Decatur, IL Area Used Cars Under $65,000

2025 Ford F-150 Lariat

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This low mileage used 2025 Ford F-150 Lariat 4X4 pickup under 19,000 miles, a transmission, and 30 MPG, 3.5L gas engine is for sale right now below $62K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$61,990
Est. Payment:	$1183.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,897
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$61,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,837.49
Avg. DMV Fee	196.00
Cash Sale Price	$69,192.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,192.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1183.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $61,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage used 2025 Ford F-150 Lariat 4X4 pickup under 11,000 miles, a transmission, and 30 MPG, 3.5L hybrid engine is for sale right now below $61K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$60,924
Est. Payment:	$1163.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,264
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$60,924.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,720.23
Avg. DMV Fee	196.00
Cash Sale Price	$68,009.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,009.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1163.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $60,924.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX Active

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This low mileage used 2025 Ford Expedition MAX Active 4X4 SUV under 23,000 miles, a transmission, and 30 MPG, 3.5L gas engine is for sale right now below $63K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$62,990
Est. Payment:	$1202.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,168
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$62,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,947.49
Avg. DMV Fee	196.00
Cash Sale Price	$70,302.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$70,302.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1202.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $62,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage second hand 2024 Ford F-150 Lariat 4X4 pickup below 13,000 miles, a transmission, and 30 MPG, 5.0L gas engine is for sale right now under $62K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$61,750
Est. Payment:	$1179.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,845
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$61,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,811.09
Avg. DMV Fee	196.00
Cash Sale Price	$68,926.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,926.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1179.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $61,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Active

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This low mileage preowned 2025 Ford Expedition Active 4X4 SUV under 25,000 miles, a transmission, and 30 MPG, 3.5L gas engine is for sale right now under $61K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$60,990
Est. Payment:	$1164.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,735
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$60,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,727.49
Avg. DMV Fee	196.00
Cash Sale Price	$68,082.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,082.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1164.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $60,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage second hand 2025 Ford F-150 Lariat 4X4 pickup below 25,000 miles, a transmission, and 30 MPG, 3.5L hybrid engine is for sale right now under $62K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$61,990
Est. Payment:	$1183.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,139
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$61,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,837.49
Avg. DMV Fee	196.00
Cash Sale Price	$69,192.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,192.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1183.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $61,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Raptor

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This low mileage second hand 2022 Ford F-150 Raptor 4X4 pickup below 45,000 miles, a transmission, and 30 MPG, 3.5L gas engine is for sale right now below $63K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$62,287
Est. Payment:	$1189.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,872
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$62,287.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,870.16
Avg. DMV Fee	196.00
Cash Sale Price	$69,522.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,522.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1189.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $62,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Raptor

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This low mileage second hand 2022 Ford Bronco Raptor 4X4 SUV under 33,000 miles, a transmission, and 30 MPG, 3.0L gas engine is for sale right now under $62K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$61,887
Est. Payment:	$1182.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,891
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$61,887.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,826.16
Avg. DMV Fee	196.00
Cash Sale Price	$69,078.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,078.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1182.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $61,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Nautilus Reserve

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This low mileage second hand 2025 Lincoln Nautilus Reserve AWD SUV below 16,000 miles, a transmission, and 30 MPG, 2.0L gas engine is for sale right now below $61K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$60,990
Est. Payment:	$1164.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,037
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$60,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,727.49
Avg. DMV Fee	196.00
Cash Sale Price	$68,082.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,082.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1164.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $60,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Hybrid Calligraphy

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This low mileage used 2026 Hyundai PALISADE Hybrid Calligraphy AWD SUV below 0,000 miles, a transmission, and 30 MPG, 2.5L hybrid engine is for sale right now below $62K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$61,720
Est. Payment:	$1178.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$61,720.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,807.79
Avg. DMV Fee	196.00
Cash Sale Price	$68,892.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,892.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1178.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $61,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $65,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $65,000

2025 Ford F-150 Lariat

2025 Ford F-150 Lariat

2025 Ford Expedition MAX Active

2024 Ford F-150 Lariat

2025 Ford Expedition Active

2025 Ford F-150 Lariat

2022 Ford F-150 Raptor

2022 Ford Bronco Raptor

2025 Lincoln Nautilus Reserve

2026 Hyundai PALISADE Hybrid Calligraphy

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $65K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $65,000

Used Cars under $65,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $65,000

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2025 Ford Expedition MAX Active

Ford Expedition MAX Active

2025 Ford Expedition MAX Active Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2022 Ford F-150 Raptor

Ford F-150 Raptor

2022 Ford F-150 Raptor Car Loan Estimate

2022 Ford Bronco Raptor

Ford Bronco Raptor

2022 Ford Bronco Raptor Car Loan Estimate

2025 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2025 Lincoln Nautilus Reserve Car Loan Estimate

2026 Hyundai PALISADE Hybrid Calligraphy

Hyundai PALISADE Hybrid Calligraphy

2026 Hyundai PALISADE Hybrid Calligraphy Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $65K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $65,000

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