Champaign - Springfield - Decatur, IL Area Used Cars Under $65,000

2025 Genesis G80 3.5T Sport Prestige

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This low mileage preowned 2025 Genesis G80 3.5T Sport Prestige AWD sedan under 0,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $64K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$63,725
Est. Payment:	$1216.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$63,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,028.34
Avg. DMV Fee	196.00
Cash Sale Price	$71,118.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$71,118.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1216.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $63,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Active

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This low mileage second hand 2025 Ford Expedition Active 4x4 SUV under 20,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $61K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$60,490
Est. Payment:	$1155.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,931
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$60,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,672.49
Avg. DMV Fee	196.00
Cash Sale Price	$67,527.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$67,527.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1155.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $60,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Raptor

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This low mileage used 2022 Ford Bronco Raptor 4x4 SUV under 33,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $62K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$61,887
Est. Payment:	$1182.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,891
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$61,887.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,826.16
Avg. DMV Fee	196.00
Cash Sale Price	$69,078.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,078.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1182.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $61,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage preowned 2025 Ford F-150 Lariat 4x4 pickup below 11,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $61K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$60,924
Est. Payment:	$1163.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,264
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$60,924.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,720.23
Avg. DMV Fee	196.00
Cash Sale Price	$68,009.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,009.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1163.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $60,924.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX Active

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This low mileage preowned 2025 Ford Expedition MAX Active 4x4 SUV under 23,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $63K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$62,990
Est. Payment:	$1202.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,168
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$62,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,947.49
Avg. DMV Fee	196.00
Cash Sale Price	$70,302.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$70,302.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1202.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $62,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage used 2025 Ford F-150 Lariat 4x4 pickup under 19,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $62K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$61,990
Est. Payment:	$1183.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,897
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$61,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,837.49
Avg. DMV Fee	196.00
Cash Sale Price	$69,192.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,192.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1183.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $61,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Nautilus Reserve

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This low mileage used 2025 Lincoln Nautilus Reserve AWD SUV below 16,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $61K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$60,990
Est. Payment:	$1164.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,037
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$60,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,727.49
Avg. DMV Fee	196.00
Cash Sale Price	$68,082.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,082.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1164.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $60,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Active

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This low mileage preowned 2025 Ford Expedition Active 4x4 SUV below 25,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $61K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$60,990
Est. Payment:	$1164.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,735
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$60,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,727.49
Avg. DMV Fee	196.00
Cash Sale Price	$68,082.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,082.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1164.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $60,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage preowned 2024 Ford F-150 Lariat 4x4 pickup under 13,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $63K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$62,990
Est. Payment:	$1202.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,845
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$62,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,947.49
Avg. DMV Fee	196.00
Cash Sale Price	$70,302.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$70,302.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1202.98

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-350 Super Duty King Ranch

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This below average mileage second hand 2025 Ford F-350 Super Duty King Ranch 4x4 pickup below 68,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $61K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$60,550
Est. Payment:	$1342.59 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,543
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$60,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,679.09
Avg. DMV Fee	196.00
Cash Sale Price	$67,594.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$67,594.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$1342.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $60,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $65,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $65,000

2025 Genesis G80 3.5T Sport Prestige

2025 Ford Expedition Active

2022 Ford Bronco Raptor

2025 Ford F-150 Lariat

2025 Ford Expedition MAX Active

2025 Ford F-150 Lariat

2025 Lincoln Nautilus Reserve

2025 Ford Expedition Active

2024 Ford F-150 Lariat

2025 Ford F-350 Super Duty King Ranch

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $65K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $65,000

Used Cars under $65,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $65,000

2025 Genesis G80 3.5T Sport Prestige

Genesis G80 3.5T Sport Prestige

2025 Genesis G80 3.5T Sport Prestige Car Loan Estimate

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Car Loan Estimate

2022 Ford Bronco Raptor

Ford Bronco Raptor

2022 Ford Bronco Raptor Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2025 Ford Expedition MAX Active

Ford Expedition MAX Active

2025 Ford Expedition MAX Active Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2025 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2025 Lincoln Nautilus Reserve Car Loan Estimate

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2025 Ford F-350 Super Duty King Ranch Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $65K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $65,000

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