Metro Champaign - Springfield - Decatur 1 Year Old Used Cars for Sale |with Payments|

2025 Hyundai PALISADE SEL Premium

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This low mileage second hand 2025 Hyundai PALISADE SEL Premium AWD SUV under 21,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $39K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$38,597
Est. Payment:	$739.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,506
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$38,597.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,264.26
Avg. DMV Fee	196.00
Cash Sale Price	$43,226.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,226.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$739.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,597.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

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This low mileage used 2025 Hyundai SANTA FE SEL AWD SUV below 8,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $31K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$30,977
Est. Payment:	$594.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,890
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$30,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,426.06
Avg. DMV Fee	196.00
Cash Sale Price	$34,768.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,768.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$594.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage used 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV under 12,000 miles, a transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,230
Est. Payment:	$637.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,492
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,230.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,673.89
Avg. DMV Fee	196.00
Cash Sale Price	$37,268.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,268.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$637.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,230.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV under 12,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,490
Est. Payment:	$661.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,142
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,812.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,667.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,667.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty XLT

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This low mileage used 2025 Ford F-250 Super Duty XLT 4X4 pickup under 28,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $57K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$56,187
Est. Payment:	$1073.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,151
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,187.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,199.16
Avg. DMV Fee	196.00
Cash Sale Price	$62,751.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$62,751.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1073.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 14,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $38K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$37,995
Est. Payment:	$728.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,630
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.04
Avg. DMV Fee	196.00
Cash Sale Price	$42,558.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,558.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$728.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S FWD SUV under 22,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,042
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

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This low mileage preowned 2025 Hyundai KONA SEL AWD SUV under 22,000 miles, cvt transmission, and 20 MPG, 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,590
Est. Payment:	$454.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,284
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,613.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,568.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,568.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$454.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage used 2025 Ford F-150 Lariat 4X4 pickup under 25,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $62K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$61,990
Est. Payment:	$1183.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,139
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$61,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,837.49
Avg. DMV Fee	196.00
Cash Sale Price	$69,192.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,192.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1183.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $61,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

⇩ View Seller Description

This low mileage preowned 2025 Ford F-150 Lariat 4X4 pickup below 16,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $57K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1089.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,431
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,642.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1089.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Model Year Used Cars for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur 1 Year Old Secondhand Used Car Inventory

2025 Hyundai PALISADE SEL Premium

2025 Hyundai SANTA FE SEL

2025 Jeep Wrangler Backcountry 4xe

2025 Ford Bronco Sport Badlands

2025 Ford F-250 Super Duty XLT

2025 Ford Explorer Active

2025 Kia Telluride S

2025 Hyundai KONA SEL

2025 Ford F-150 Lariat

2025 Ford F-150 Lariat

Greater Champaign - Springfield - Decatur Area Cities with 2025 Model Year Used Cars

Metro Champaign - Springfield - Decatur Area Counties with 1 Years Old Used Cars

2025 Model Year Used Cars for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur 1 Year Old Secondhand Used Car Inventory

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2025 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2025 Ford F-250 Super Duty XLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with 2025 Model Year Used Cars

Metro Champaign - Springfield - Decatur Area Counties with 1 Years Old Used Cars

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