Metro Champaign - Springfield - Decatur 3 Year Old Used Cars for Sale |with Payments|

2023 Hyundai SANTA CRUZ Night

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This low mileage preowned 2023 Hyundai SANTA CRUZ Night AWD pickup under 15,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now under $28K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$27,977
Est. Payment:	$537.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,178
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$27,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,096.06
Avg. DMV Fee	196.00
Cash Sale Price	$31,438.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,438.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$537.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage preowned 2023 Hyundai TUCSON SEL FWD SUV below 57,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now under $22K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$21,977
Est. Payment:	$454.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,330
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$21,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,436.06
Avg. DMV Fee	196.00
Cash Sale Price	$24,778.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,778.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$454.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

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This low mileage second hand 2023 Hyundai PALISADE XRT AWD SUV below 29,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now under $36K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$35,977
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,866
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,318.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,318.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage used 2023 Ford Escape Active AWD SUV below 27,000 miles, a transmission, and 23 MPG, 1.5L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,288
Est. Payment:	$448.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,476
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,288.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,580.27
Avg. DMV Fee	196.00
Cash Sale Price	$26,233.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,233.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$448.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia AT4

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This average mileage preowned 2023 GMC Acadia AT4 4X4 SUV below 85,000 miles, a transmission, and 23 MPG, 3.6L gas engine is for sale right now under $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,790
Est. Payment:	$749.74 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,495
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,075.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,230.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,230.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$749.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 35,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $47K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$46,990
Est. Payment:	$899.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,634
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$46,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,187.49
Avg. DMV Fee	196.00
Cash Sale Price	$52,542.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,542.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$899.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $46,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue S

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This low mileage used 2023 Nissan Rogue S AWD wagon under 29,000 miles, cvt transmission, and 23 MPG, 1.5L gas engine is for sale right now under $22K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$21,995
Est. Payment:	$424.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,203
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,438.04
Avg. DMV Fee	196.00
Cash Sale Price	$24,798.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,798.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$424.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line Select

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This low mileage preowned 2023 Ford Escape ST-Line Select AWD SUV below 18,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $30K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$29,990
Est. Payment:	$576.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,684
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$29,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,317.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,672.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,672.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$576.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage second hand 2023 Ford Escape ST-Line AWD SUV under 15,000 miles, a transmission, and 23 MPG, 1.5L gas engine is for sale right now under $25K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$24,400
Est. Payment:	$470.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,098
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$24,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,702.59
Avg. DMV Fee	196.00
Cash Sale Price	$27,467.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,467.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$470.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Atlas Cross Sport SE

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This low mileage preowned 2023 Volkswagen Atlas Cross Sport SE FWD SUV under 19,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $33K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,389
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$633.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Model Year Used Cars for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur 3 Year Old Secondhand Used Car Inventory

2023 Hyundai SANTA CRUZ Night

2023 Hyundai TUCSON SEL

2023 Hyundai PALISADE XRT

2023 Ford Escape Active

2023 GMC Acadia AT4

2023 Ford F-150 XLT

2023 Nissan Rogue S

2023 Ford Escape ST-Line Select

2023 Ford Escape ST-Line

2023 Volkswagen Atlas Cross Sport SE

Greater Champaign - Springfield - Decatur Area Cities with 2023 Model Year Used Cars

Metro Champaign - Springfield - Decatur Area Counties with 3 Years Old Used Cars

2023 Model Year Used Cars for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur 3 Year Old Secondhand Used Car Inventory

2023 Hyundai SANTA CRUZ Night

Hyundai SANTA CRUZ Night

2023 Hyundai SANTA CRUZ Night Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2023 GMC Acadia AT4

GMC Acadia AT4

2023 GMC Acadia AT4 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Nissan Rogue S

Nissan Rogue S

2023 Nissan Rogue S Car Loan Estimate

2023 Ford Escape ST-Line Select

Ford Escape ST-Line Select

2023 Ford Escape ST-Line Select Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2023 Volkswagen Atlas Cross Sport SE

Volkswagen Atlas Cross Sport SE

2023 Volkswagen Atlas Cross Sport SE Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with 2023 Model Year Used Cars

Metro Champaign - Springfield - Decatur Area Counties with 3 Years Old Used Cars

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