Champaign - Springfield - Decatur, IL Area Used Cars Under $75,000

2024 Ram 3500 Limited Longhorn

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This low mileage used 2024 Ram 3500 Limited Longhorn 4X4 pickup under 38,000 miles, transmission, and 6.7L diesel engine is for sale right now under $71K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$70,490
Est. Payment:	$1345.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,840
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$70,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,772.49
Avg. DMV Fee	196.00
Cash Sale Price	$78,627.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$78,627.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1345.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $70,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Dark Horse

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This low mileage second hand 2025 Ford Mustang Dark Horse RWD coupe under 1,000 miles, transmission, and 5.0L gas engine is for sale right now under $72K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$71,990
Est. Payment:	$1373.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,404
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$71,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,937.49
Avg. DMV Fee	196.00
Cash Sale Price	$80,292.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$80,292.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1373.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $71,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Limited Longhorn

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This low mileage used 2024 Ram 2500 Limited Longhorn 4X4 pickup below 10,000 miles, a transmission, and 6.7L diesel engine is for sale right now below $72K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$71,995
Est. Payment:	$1374.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,396
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$71,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,938.04
Avg. DMV Fee	196.00
Cash Sale Price	$80,298.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$80,298.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1374.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $71,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition King Ranch

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This low mileage preowned 2025 Ford Expedition King Ranch 4X4 SUV below 17,000 miles, a transmission, and 3.5L gas engine is for sale right now below $75K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$74,990
Est. Payment:	$1430.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,329
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$74,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	8,267.49
Avg. DMV Fee	196.00
Cash Sale Price	$83,622.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$83,622.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1430.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $74,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Raptor

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This low mileage used 2023 Ford F-150 Raptor 4X4 pickup under 26,000 miles, a transmission, and 3.5L gas engine is for sale right now below $71K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$70,890
Est. Payment:	$1353.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,202
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$70,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,816.49
Avg. DMV Fee	196.00
Cash Sale Price	$79,071.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$79,071.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1353.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $70,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Lincoln Aviator Reserve

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This low mileage used 2026 Lincoln Aviator Reserve AWD SUV under 3,000 miles, a transmission, and 3.0L gas engine is for sale right now below $74K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$73,680
Est. Payment:	$1406.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,037
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$73,680.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	8,123.39
Avg. DMV Fee	196.00
Cash Sale Price	$82,168.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$82,168.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1406.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $73,680.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty Lariat

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This low mileage used 2023 Ford F-250 Super Duty Lariat 4X4 pickup under 18,000 miles, a transmission, and 6.7L diesel engine is for sale right now under $75K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$74,837
Est. Payment:	$1428.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,962
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$74,837.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	8,250.66
Avg. DMV Fee	196.00
Cash Sale Price	$83,452.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$83,452.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1428.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $74,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty Lariat

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This low mileage preowned 2025 Ford F-250 Super Duty Lariat 4X4 pickup under 30,000 miles, a transmission, and 6.7L diesel engine is for sale right now below $74K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$73,671
Est. Payment:	$1405.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,520
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$73,671.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	8,122.40
Avg. DMV Fee	196.00
Cash Sale Price	$82,158.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$82,158.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1405.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $73,671.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $75,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $75,000

2024 Ram 3500 Limited Longhorn

2025 Ford Mustang Dark Horse

2024 Ram 2500 Limited Longhorn

2025 Ford Expedition King Ranch

2023 Ford F-150 Raptor

2026 Lincoln Aviator Reserve

2023 Ford F-250 Super Duty Lariat

2025 Ford F-250 Super Duty Lariat

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $75K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $75,000

Used Cars under $75,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $75,000

2024 Ram 3500 Limited Longhorn

Ram 3500 Limited Longhorn

2024 Ram 3500 Limited Longhorn Car Loan Estimate

2025 Ford Mustang Dark Horse

Ford Mustang Dark Horse

2025 Ford Mustang Dark Horse Car Loan Estimate

2024 Ram 2500 Limited Longhorn

Ram 2500 Limited Longhorn

2024 Ram 2500 Limited Longhorn Car Loan Estimate

2025 Ford Expedition King Ranch

Ford Expedition King Ranch

2025 Ford Expedition King Ranch Car Loan Estimate

2023 Ford F-150 Raptor

Ford F-150 Raptor

2023 Ford F-150 Raptor Car Loan Estimate

2026 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2026 Lincoln Aviator Reserve Car Loan Estimate

2023 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2023 Ford F-250 Super Duty Lariat Car Loan Estimate

2025 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2025 Ford F-250 Super Duty Lariat Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $75K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $75,000

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