Champaign - Springfield - Decatur, IL Area Used Cars Under $60,000

2020 Ford F-250 Super Duty Lariat

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This average mileage second hand 2020 Ford F-250 Super Duty Lariat 4x4 pickup below 78,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $56K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$55,052
Est. Payment:	$1334.51 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,137
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$55,052.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,074.31
Avg. DMV Fee	196.00
Cash Sale Price	$61,491.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,491.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$1334.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $55,052.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Aviator Reserve

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This low mileage used 2025 Lincoln Aviator Reserve AWD SUV below 21,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $59K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$59,000
Est. Payment:	$1127.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,147
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$59,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,508.59
Avg. DMV Fee	196.00
Cash Sale Price	$65,873.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$65,873.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1127.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $59,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

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This low mileage preowned 2025 Ford Mustang GT Premium RWD convertible under 9,000 miles, transmission, and 5.0L gas engine is for sale right now below $59K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$58,315
Est. Payment:	$1114.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,102
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$58,315.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,433.24
Avg. DMV Fee	196.00
Cash Sale Price	$65,113.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$65,113.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1114.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $58,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage second hand 2025 Ford Bronco Outer Banks 4x4 SUV below 14,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $56K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$55,990
Est. Payment:	$1070.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,600
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$55,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,177.49
Avg. DMV Fee	196.00
Cash Sale Price	$62,532.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$62,532.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1070.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $55,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This low mileage preowned 2023 Ford F-150 Tremor 4x4 pickup under 34,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $57K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$56,995
Est. Payment:	$1089.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,460
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$56,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,288.04
Avg. DMV Fee	196.00
Cash Sale Price	$63,648.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,648.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1089.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $56,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty King Ranch

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This low mileage second hand 2024 Ford F-350 Super Duty King Ranch 4x4 pickup under 34,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $57K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$56,479
Est. Payment:	$1079.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,115
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,479.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,231.28
Avg. DMV Fee	196.00
Cash Sale Price	$63,075.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,075.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1079.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Nautilus Reserve

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This low mileage preowned 2025 Lincoln Nautilus Reserve AWD SUV under 15,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $60K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$59,990
Est. Payment:	$1146.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,993
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$59,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,617.49
Avg. DMV Fee	196.00
Cash Sale Price	$66,972.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$66,972.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1146.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $59,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage preowned 2025 Ford Explorer ST AWD SUV below 17,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $56K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$55,990
Est. Payment:	$1070.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,208
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$55,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,177.49
Avg. DMV Fee	196.00
Cash Sale Price	$62,532.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$62,532.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1070.02

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage used 2025 Ford Bronco Badlands 4x4 SUV under 14,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $58K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$57,990
Est. Payment:	$1108.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,742
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$57,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,397.49
Avg. DMV Fee	196.00
Cash Sale Price	$64,752.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,752.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1108.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $57,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty King Ranch

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This low mileage preowned 2025 Ford F-250 Super Duty King Ranch 4x4 pickup below 28,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $57K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$56,999
Est. Payment:	$1089.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,146
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,288.48
Avg. DMV Fee	196.00
Cash Sale Price	$63,652.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,652.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1089.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $56,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $60,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $60,000

2020 Ford F-250 Super Duty Lariat

2025 Lincoln Aviator Reserve

2025 Ford Mustang GT Premium

2025 Ford Bronco Outer Banks

2023 Ford F-150 Tremor

2024 Ford F-350 Super Duty King Ranch

2025 Lincoln Nautilus Reserve

2025 Ford Explorer ST

2025 Ford Bronco Badlands

2025 Ford F-250 Super Duty King Ranch

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $60K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $60,000

Used Cars under $60,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $60,000

2020 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2020 Ford F-250 Super Duty Lariat Car Loan Estimate

2025 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2025 Lincoln Aviator Reserve Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

2024 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2024 Ford F-350 Super Duty King Ranch Car Loan Estimate

2025 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2025 Lincoln Nautilus Reserve Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2025 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2025 Ford F-250 Super Duty King Ranch Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $60K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $60,000

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