Champaign - Springfield - Decatur, IL Area Used Cars Under $60,000

2025 Ford F-150 Lariat

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This low mileage used 2025 Ford F-150 Lariat 4x4 pickup below 16,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $57K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1089.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,431
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,642.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1089.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

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This low mileage preowned 2025 Ford Mustang GT Premium RWD convertible below 9,000 miles, transmission, and 25 MPG, 5.0L gas engine is for sale right now below $57K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$56,862
Est. Payment:	$1086.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,102
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$56,862.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,273.41
Avg. DMV Fee	196.00
Cash Sale Price	$63,500.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,500.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1086.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $56,862.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage preowned 2025 Ford Bronco Badlands 4x4 SUV below 19,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $57K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1089.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,513
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,642.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1089.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage preowned 2025 Ford Bronco Outer Banks 4x4 SUV below 15,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $56K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$55,990
Est. Payment:	$1070.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,303
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$55,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,177.49
Avg. DMV Fee	196.00
Cash Sale Price	$62,532.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$62,532.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1070.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $55,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-150 Lariat

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This low mileage preowned 2026 Ford F-150 Lariat RWD pickup under 1,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now under $58K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$57,490
Est. Payment:	$1098.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,213
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$57,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,342.49
Avg. DMV Fee	196.00
Cash Sale Price	$64,197.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,197.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1098.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $57,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Denali

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This low mileage used 2023 GMC Sierra 1500 Denali 4x4 pickup below 30,000 miles, automatic transmission, and 25 MPG, 6.2L gas engine is for sale right now under $56K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$55,390
Est. Payment:	$1058.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,398
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$55,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,111.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,866.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,866.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1058.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $55,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-350 Super Duty King Ranch

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This below average mileage used 2025 Ford F-350 Super Duty King Ranch 4x4 pickup under 68,000 miles, automatic transmission, and 25 MPG, 6.7L diesel engine is for sale right now under $57K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$56,790
Est. Payment:	$1259.70 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,543
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$56,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,265.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,420.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,420.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$1259.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger Raptor

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This low mileage second hand 2025 Ford Ranger Raptor 4x4 pickup below 12,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $57K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1089.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,318
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,642.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1089.02

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage second hand 2025 Ford Explorer ST AWD SUV under 17,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now below $56K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$55,990
Est. Payment:	$1070.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,208
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$55,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,177.49
Avg. DMV Fee	196.00
Cash Sale Price	$62,532.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$62,532.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1070.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $55,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Nautilus Reserve

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This low mileage second hand 2025 Lincoln Nautilus Reserve AWD SUV below 15,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $60K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$59,990
Est. Payment:	$1146.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,993
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$59,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,617.49
Avg. DMV Fee	196.00
Cash Sale Price	$66,972.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$66,972.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1146.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $59,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $60,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $60,000

2025 Ford F-150 Lariat

2025 Ford Mustang GT Premium

2025 Ford Bronco Badlands

2025 Ford Bronco Outer Banks

2026 Ford F-150 Lariat

2023 GMC Sierra 1500 Denali

2025 Ford F-350 Super Duty King Ranch

2025 Ford Ranger Raptor

2025 Ford Explorer ST

2025 Lincoln Nautilus Reserve

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $60K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $60,000

Used Cars under $60,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $60,000

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2026 Ford F-150 Lariat

Ford F-150 Lariat

2026 Ford F-150 Lariat Car Loan Estimate

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Car Loan Estimate

2025 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2025 Ford F-350 Super Duty King Ranch Car Loan Estimate

2025 Ford Ranger Raptor

Ford Ranger Raptor

2025 Ford Ranger Raptor Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2025 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2025 Lincoln Nautilus Reserve Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $60K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $60,000

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