Champaign - Springfield - Decatur, IL Area Used Cars Under $60,000

2026 Ford Explorer Tremor

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This low mileage preowned 2026 Ford Explorer Tremor AWD SUV under 1,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $56K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$55,470
Est. Payment:	$1,396.94 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	777
Location:	Decatur, IL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$55,470.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,120.29
Avg. DMV Fee	196.00
Cash Sale Price	$61,955.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$59,963.07
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,396.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $55,470.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Expedition Active

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This low mileage second hand 2025 Ford Expedition Active 4X4 SUV under 20,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $58K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$57,388
Est. Payment:	$1,445.24 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,931
Location:	Monticello, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$57,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,331.27
Avg. DMV Fee	196.00
Cash Sale Price	$64,084.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$62,036.43
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,445.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $57,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Ranger Raptor

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This low mileage used 2025 Ford Ranger Raptor 4X4 pickup under 12,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $57K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1,435.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	12,318
Location:	Taylorville, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$61,606.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,435.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

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This low mileage second hand 2024 Ford Expedition Limited 4X4 SUV below 26,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $59K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$58,990
Est. Payment:	$1,485.58 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	26,042
Location:	Danville, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$58,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,507.49
Avg. DMV Fee	196.00
Cash Sale Price	$65,862.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$63,768.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,485.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $58,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage preowned 2025 Ford F-150 Lariat 4X4 pickup under 16,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $57K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1,435.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16,431
Location:	Monticello, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$61,606.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,435.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty XL

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This low mileage second hand 2024 Ford F-350 Super Duty XL 4X2 pickup under 0,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $57K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$56,490
Est. Payment:	$1,422.63 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	72
Location:	Danville, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$56,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,232.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,087.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$61,065.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,422.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Ford Explorer ST

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This low mileage preowned 2026 Ford Explorer ST AWD SUV under 3,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $56K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$55,878
Est. Payment:	$1,407.21 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3,176
Location:	Watseka, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$55,878.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,165.17
Avg. DMV Fee	196.00
Cash Sale Price	$62,408.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$60,404.12
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,407.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $55,878.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Lincoln Aviator Reserve

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This low mileage preowned 2025 Lincoln Aviator Reserve AWD SUV under 21,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $59K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$58,378
Est. Payment:	$1,470.17 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,649
Location:	Monticello, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$58,378.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,440.17
Avg. DMV Fee	196.00
Cash Sale Price	$65,183.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$63,106.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,470.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $58,378.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage preowned 2025 Ford F-150 Lariat 4X4 pickup under 6,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $58K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$57,990
Est. Payment:	$1,460.40 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6,268
Location:	Monticello, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$57,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,397.49
Avg. DMV Fee	196.00
Cash Sale Price	$64,752.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$62,687.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,460.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $57,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Ford Explorer Tremor

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This low mileage second hand 2026 Ford Explorer Tremor AWD SUV under 0,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $58K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$57,562
Est. Payment:	$1,449.62 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Watseka, IL
Estimated Cash Down:	$2,100

Item	Amount
Used Car Price⁽¹⁾	$57,562.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,350.41
Avg. DMV Fee	196.00
Cash Sale Price	$64,277.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,100.00
Total Loan Amount	$62,224.52
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,449.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $57,562.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $60,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $60,000

2026 Ford Explorer Tremor

2025 Ford Expedition Active

2025 Ford Ranger Raptor

2024 Ford Expedition Limited

2025 Ford F-150 Lariat

2024 Ford F-350 Super Duty XL

2026 Ford Explorer ST

2025 Lincoln Aviator Reserve

2025 Ford F-150 Lariat

2026 Ford Explorer Tremor

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $60K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $60,000

Used Cars under $60,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $60,000

2026 Ford Explorer Tremor

Ford Explorer Tremor

2026 Ford Explorer Tremor Poor Credit Car Loan Estimate

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Poor Credit Auto Finance Estimate

2025 Ford Ranger Raptor

Ford Ranger Raptor

2025 Ford Ranger Raptor Poor Credit Auto Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Poor Credit Auto Finance Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Poor Credit Car Finance Estimate

2024 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2024 Ford F-350 Super Duty XL Poor Credit Car Finance Estimate

2026 Ford Explorer ST

Ford Explorer ST

2026 Ford Explorer ST Poor Credit Auto Finance Estimate

2025 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2025 Lincoln Aviator Reserve Poor Credit Car Finance Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Poor Credit Auto Loan Estimate

2026 Ford Explorer Tremor

Ford Explorer Tremor

2026 Ford Explorer Tremor Poor Credit Car Finance Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $60K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $60,000

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