Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $600 a Month

2025 Hyundai SANTA FE SEL

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This low mileage preowned 2025 Hyundai SANTA FE SEL AWD SUV under 8,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $31K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$30,977
Est. Payment:	$594.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,890
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$30,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,426.06
Avg. DMV Fee	196.00
Cash Sale Price	$34,768.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,768.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$594.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage preowned 2024 Ford Edge Titanium AWD SUV below 36,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $32K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$31,921
Est. Payment:	$612.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,798
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$31,921.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,529.90
Avg. DMV Fee	196.00
Cash Sale Price	$35,815.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,815.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$612.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This below average mileage used 2023 Chrysler Pacifica Touring L FWD mini-van under 61,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now below $28K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$624.73 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,648
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$624.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Ford Ranger Sport

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This high mileage used 2011 Ford Ranger Sport 4X4 pickup under 166,000 miles, transmission, and 24 MPG, 4.0L gas engine is for sale right now below $12K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$11,491
Est. Payment:	$479.44 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	166,268
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$11,491.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,282.60
Avg. DMV Fee	196.00
Cash Sale Price	$13,138.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,138.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$479.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Cadillac CT6 3.6L Luxury

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This average mileage used 2017 Cadillac CT6 3.6L Luxury AWD sedan under 86,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now under $22K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$21,990
Est. Payment:	$595.18 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,453
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,437.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,792.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,792.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$595.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV under 21,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $31K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,503
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$595.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This below average mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van under 61,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,187
Est. Payment:	$584.98 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,847
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,187.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,899.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,451.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,451.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$584.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage used 2025 Kia K5 GT-Line FWD sedan below 7,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $31K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,607
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$595.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Legacy Limited

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This low mileage second hand 2025 Subaru Legacy Limited AWD sedan under 9,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $32K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$31,990
Est. Payment:	$614.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,928
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$31,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,537.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,892.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,892.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$614.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 53,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $31K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$30,091
Est. Payment:	$620.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,526
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$30,091.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,328.60
Avg. DMV Fee	196.00
Cash Sale Price	$33,784.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,784.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$620.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,091.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $600 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $600 / Month

2025 Hyundai SANTA FE SEL

2024 Ford Edge Titanium

2023 Chrysler Pacifica Touring L

2011 Ford Ranger Sport

2017 Cadillac CT6 3.6L Luxury

2024 Ford Edge SEL

2024 Chrysler Pacifica Touring L

2025 Kia K5 GT-Line

2025 Subaru Legacy Limited

2023 Ford Explorer XLT

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $600 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $600 / Month

Used Cars under $600 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $600 / Month

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2011 Ford Ranger Sport

Ford Ranger Sport

2011 Ford Ranger Sport Car Loan Estimate

2017 Cadillac CT6 3.6L Luxury

Cadillac CT6 3.6L Luxury

2017 Cadillac CT6 3.6L Luxury Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2025 Subaru Legacy Limited

Subaru Legacy Limited

2025 Subaru Legacy Limited Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $600 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $600 / Month

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