Champaign - Springfield - Decatur, IL Area Used Cars Under $35,000

2025 Hyundai SANTA FE SEL

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This low mileage preowned 2025 Hyundai SANTA FE SEL AWD SUV below 8,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $31K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$30,977
Est. Payment:	$594.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,890
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$30,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,426.06
Avg. DMV Fee	196.00
Cash Sale Price	$34,768.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,768.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$594.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage preowned 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV below 14,000 miles, a transmission, and 26 MPG, 2.0L hybrid engine is for sale right now under $35K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,342
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.0 SR

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This low mileage used 2023 Nissan Altima 2.0 SR FWD sedan under 14,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $31K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,264
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$595.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sport

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This low mileage second hand 2024 Jeep Wrangler Sport 4X4 SUV below 43,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $31K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$30,995
Est. Payment:	$595.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,236
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$30,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,428.04
Avg. DMV Fee	196.00
Cash Sale Price	$34,788.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,788.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$595.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XL

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This low mileage preowned 2025 Ford Ranger XL 4X4 pickup below 53,000 miles, a transmission, and 26 MPG, 2.3L gas engine is for sale right now below $33K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$32,989
Est. Payment:	$679.36 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,015
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$32,989.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.38
Avg. DMV Fee	196.00
Cash Sale Price	$37,001.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,001.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$679.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty XL

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This low mileage preowned 2020 Ford F-250 Super Duty XL 4X4 pickup under 46,000 miles, a transmission, and 26 MPG, 6.2L flexible engine is for sale right now under $33K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$32,965
Est. Payment:	$632.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,692
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$32,965.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,644.74
Avg. DMV Fee	196.00
Cash Sale Price	$36,974.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,974.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$632.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge Titanium

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This low mileage preowned 2023 Ford Edge Titanium AWD SUV under 24,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,990
Est. Payment:	$614.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,111
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,537.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,892.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,892.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$614.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage second hand 2024 Ford Edge SEL AWD SUV below 8,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $33K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,894
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$633.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage preowned 2023 Ford Edge SEL AWD SUV under 24,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $31K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,941
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$595.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage used 2023 Buick Envision Essence AWD SUV below 19,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now below $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,195
Est. Payment:	$599.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,776
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,195.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,450.04
Avg. DMV Fee	196.00
Cash Sale Price	$35,010.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,010.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$599.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $35,000

2025 Hyundai SANTA FE SEL

2025 Jeep Wrangler Backcountry 4xe

2023 Nissan Altima 2.0 SR

2024 Jeep Wrangler Sport

2025 Ford Ranger XL

2020 Ford F-250 Super Duty XL

2023 Ford Edge Titanium

2024 Ford Edge SEL

2023 Ford Edge SEL

2023 Buick Envision Essence

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $35K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $35,000

Used Cars under $35,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $35,000

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2023 Nissan Altima 2.0 SR

Nissan Altima 2.0 SR

2023 Nissan Altima 2.0 SR Car Loan Estimate

2024 Jeep Wrangler Sport

Jeep Wrangler Sport

2024 Jeep Wrangler Sport Car Loan Estimate

2025 Ford Ranger XL

Ford Ranger XL

2025 Ford Ranger XL Car Loan Estimate

2020 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2020 Ford F-250 Super Duty XL Car Loan Estimate

2023 Ford Edge Titanium

Ford Edge Titanium

2023 Ford Edge Titanium Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $35K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $35,000

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