Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $750 a Month

2025 Hyundai PALISADE SEL Premium

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This low mileage second hand 2025 Hyundai PALISADE SEL Premium AWD SUV under 21,000 miles, a transmission, and 18 MPG, 3.8L gas engine is for sale right now under $39K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$38,597
Est. Payment:	$739.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,506
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$38,597.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,264.26
Avg. DMV Fee	196.00
Cash Sale Price	$43,226.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,226.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,597.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT 4X4 pickup under 4,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $39K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$38,268
Est. Payment:	$733.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,618
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,268.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,228.07
Avg. DMV Fee	196.00
Cash Sale Price	$42,861.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,861.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,268.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus NX 350 F SPORT Handling

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This low mileage second hand 2022 Lexus NX 350 F SPORT Handling AWD wagon below 53,000 miles, a transmission, and 18 MPG, 2.4L gas engine is for sale right now under $38K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$37,831
Est. Payment:	$778.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,502
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$37,831.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,180.00
Avg. DMV Fee	196.00
Cash Sale Price	$42,376.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,376.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$778.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,831.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage used 2024 Ford Explorer ST-Line AWD SUV below 18,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $41K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$40,097
Est. Payment:	$768.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,047
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,097.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,429.26
Avg. DMV Fee	196.00
Cash Sale Price	$44,891.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,891.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$768.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,097.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee Laredo

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This low mileage second hand 2025 Jeep Grand Cherokee Laredo 4X4 SUV under 0,000 miles, a transmission, and 18 MPG, 3.6L gas engine is for sale right now below $41K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$40,729
Est. Payment:	$780.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	162
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$40,729.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,498.78
Avg. DMV Fee	196.00
Cash Sale Price	$45,592.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,592.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$780.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,729.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT5 Premium Luxury

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This low mileage second hand 2025 Cadillac XT5 Premium Luxury 4X4 SUV under 21,000 miles, a transmission, and 18 MPG, 3.6L gas engine is for sale right now under $41K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$40,787
Est. Payment:	$781.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,102
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,787.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,505.16
Avg. DMV Fee	196.00
Cash Sale Price	$45,657.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,657.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$781.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,787.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage preowned 2025 Ford F-150 STX 4X4 pickup under 2,000 miles, a transmission, and 18 MPG, 2.7L gas engine is for sale right now below $41K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$40,402
Est. Payment:	$773.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,660
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$40,402.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,462.81
Avg. DMV Fee	196.00
Cash Sale Price	$45,229.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,229.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$773.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,402.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage used 2026 Hyundai PALISADE SEL Convenience FWD SUV under 13,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now under $40K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$39,990
Est. Payment:	$766.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,803
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,417.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,772.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,772.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 37,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now under $40K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$39,462
Est. Payment:	$756.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,002
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$39,462.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,359.41
Avg. DMV Fee	196.00
Cash Sale Price	$44,186.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,186.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Lone Star

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This average mileage second hand 2022 Ram 1500 Lone Star 4X4 pickup under 80,000 miles, a transmission, and 18 MPG, 5.7L gas engine is for sale right now under $31K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$30,995
Est. Payment:	$754.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,535
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$30,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,428.04
Avg. DMV Fee	196.00
Cash Sale Price	$34,788.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,788.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$754.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $750 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $750 / Month

2025 Hyundai PALISADE SEL Premium

2025 Ford Ranger XLT

2022 Lexus NX 350 F SPORT Handling

2024 Ford Explorer ST-Line

2025 Jeep Grand Cherokee Laredo

2025 Cadillac XT5 Premium Luxury

2025 Ford F-150 STX

2026 Hyundai PALISADE SEL Convenience

2025 Ford Explorer ST-Line

2022 Ram 1500 Lone Star

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $750 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $750 / Month

Used Cars under $750 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $750 / Month

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2022 Lexus NX 350 F SPORT Handling

Lexus NX 350 F SPORT Handling

2022 Lexus NX 350 F SPORT Handling Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2025 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2025 Jeep Grand Cherokee Laredo Car Loan Estimate

2025 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2025 Cadillac XT5 Premium Luxury Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2022 Ram 1500 Lone Star

Ram 1500 Lone Star

2022 Ram 1500 Lone Star Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $750 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $750 / Month

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