Champaign - Springfield - Decatur, IL Area Used Pickups Under $60,000

2026 Ford F-150 Lariat

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This low mileage second hand 2026 Ford F-150 Lariat RWD pickup below 1,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $58K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$57,490
Est. Payment:	$1098.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,213
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$57,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,342.49
Avg. DMV Fee	196.00
Cash Sale Price	$64,197.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,197.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1098.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $57,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage used 2025 Ford F-150 Lariat 4x4 pickup under 16,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $57K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1089.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,431
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,642.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1089.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger Raptor

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This low mileage used 2025 Ford Ranger Raptor 4x4 pickup under 12,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $57K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1089.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,318
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,642.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1089.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty Lariat

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This low mileage used 2025 Ford F-250 Super Duty Lariat 4x4 pickup below 28,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $57K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$56,790
Est. Payment:	$1085.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,146
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,265.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,420.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,420.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1085.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $56,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $60,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $60,000

2026 Ford F-150 Lariat

2025 Ford F-150 Lariat

2025 Ford Ranger Raptor

2025 Ford F-250 Super Duty Lariat

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $60K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $60,000

Used Pickups under $60,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $60,000

2026 Ford F-150 Lariat

Ford F-150 Lariat

2026 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2025 Ford Ranger Raptor

Ford Ranger Raptor

2025 Ford Ranger Raptor Car Loan Estimate

2025 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2025 Ford F-250 Super Duty Lariat Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $60K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $60,000

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