Champaign - Springfield - Decatur, IL Area Used SUVs Under $20,000

2021 Jeep Compass 80th Anniversary Edition

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This average mileage second hand 2021 Jeep Compass 80th Anniversary Edition 4X4 SUV below 86,000 miles, a transmission, and 25 MPG, 2.4L gas engine is for sale right now under $17K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$16,974
Est. Payment:	$461.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,617
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$16,974.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,885.73
Avg. DMV Fee	196.00
Cash Sale Price	$19,224.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,224.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$461.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This high mileage second hand 2020 Ford Explorer XLT AWD SUV under 139,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $18K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$17,070
Est. Payment:	$705.42 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	139,035
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$17,070.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,896.29
Avg. DMV Fee	196.00
Cash Sale Price	$19,331.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,331.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$705.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,070.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Equinox LT

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This below average mileage preowned 2023 Chevrolet Equinox LT FWD SUV below 68,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now under $20K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$19,844
Est. Payment:	$445.13 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,548
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$19,844.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,201.43
Avg. DMV Fee	196.00
Cash Sale Price	$22,410.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,410.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$445.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,844.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln MKC Reserve

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This low mileage used 2019 Lincoln MKC Reserve FWD SUV under 50,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$19,986
Est. Payment:	$414.36 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,117
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$19,986.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.05
Avg. DMV Fee	196.00
Cash Sale Price	$22,568.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,568.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$414.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Jeep Wrangler Unlimited Sahara 75th Anniversary

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This high mileage used 2016 Jeep Wrangler Unlimited Sahara 75th Anniversary 4X4 SUV below 103,000 miles, transmission, and 25 MPG, 3.6L gas engine is for sale right now below $20K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$698.32 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,438
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$698.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Escape SEL

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This average mileage second hand 2021 Ford Escape SEL AWD SUV under 83,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $18K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$17,323
Est. Payment:	$470.82 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,177
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$17,323.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,924.12
Avg. DMV Fee	196.00
Cash Sale Price	$19,612.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,612.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$470.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,323.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Cadillac XT5 Luxury

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This average mileage used 2018 Cadillac XT5 Luxury 4X4 SUV under 90,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now below $19K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$18,246
Est. Payment:	$495.42 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,528
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$18,246.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,025.65
Avg. DMV Fee	196.00
Cash Sale Price	$20,636.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,636.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$495.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,246.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Compass Latitude

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This below average mileage used 2022 Jeep Compass Latitude FWD SUV below 66,000 miles, a transmission, and 25 MPG, 2.4L gas engine is for sale right now below $19K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$18,251
Est. Payment:	$410.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,704
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$18,251.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,026.20
Avg. DMV Fee	196.00
Cash Sale Price	$20,642.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,642.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$410.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,251.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge SEL

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This average mileage second hand 2022 Ford Edge SEL AWD SUV under 78,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$19,795
Est. Payment:	$485.18 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,420
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,795.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,196.04
Avg. DMV Fee	196.00
Cash Sale Price	$22,356.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,356.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$485.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Edge SE

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This low mileage second hand 2021 Ford Edge SE FWD SUV under 55,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $17K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$16,990
Est. Payment:	$353.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,727
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.49
Avg. DMV Fee	196.00
Cash Sale Price	$19,242.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,242.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$353.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area