Champaign - Springfield - Decatur, IL Area Used SUVs Under $35,000

2025 Hyundai SANTA FE SEL

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This low mileage used 2025 Hyundai SANTA FE SEL AWD SUV below 8,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $31K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$30,977
Est. Payment:	$594.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,890
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$30,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,426.06
Avg. DMV Fee	196.00
Cash Sale Price	$34,768.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,768.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$594.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Willys '41 4xe

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This low mileage used 2025 Jeep Wrangler Willys '41 4xe 4X4 SUV below 12,000 miles, a transmission, and 22 MPG, 2.0L hybrid engine is for sale right now below $33K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$32,876
Est. Payment:	$631.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,891
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$32,876.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,634.95
Avg. DMV Fee	196.00
Cash Sale Price	$36,875.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,875.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$631.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage second hand 2023 Buick Envision Essence AWD SUV below 19,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,195
Est. Payment:	$599.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,776
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,195.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,450.04
Avg. DMV Fee	196.00
Cash Sale Price	$35,010.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,010.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$599.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV under 12,000 miles, a transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,230
Est. Payment:	$637.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,492
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,230.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,673.89
Avg. DMV Fee	196.00
Cash Sale Price	$37,268.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,268.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$637.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,230.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This average mileage used 2023 Ford Explorer ST-Line AWD SUV under 78,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $32K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$31,450
Est. Payment:	$765.95 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,141
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$31,450.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,478.09
Avg. DMV Fee	196.00
Cash Sale Price	$35,293.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,293.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$765.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage second hand 2025 Ford Bronco Sport Outer Banks AWD SUV under 16,000 miles, a transmission, and 22 MPG, 1.5L gas engine is for sale right now under $32K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$31,872
Est. Payment:	$611.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,362
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$31,872.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,524.51
Avg. DMV Fee	196.00
Cash Sale Price	$35,761.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,761.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$611.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,872.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento EX

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This low mileage used 2025 Kia Sorento EX FWD SUV under 12,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,035
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee Laredo

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This low mileage second hand 2023 Jeep Grand Cherokee Laredo 4X4 SUV under 26,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now under $34K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$33,792
Est. Payment:	$648.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,539
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$33,792.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,735.71
Avg. DMV Fee	196.00
Cash Sale Price	$37,892.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,892.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$648.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Blazer LT

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This low mileage preowned 2024 Chevrolet Blazer LT FWD SUV under 15,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $31K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,054
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$595.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage second hand 2024 Jeep Grand Cherokee L Laredo 4X4 SUV below 37,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now under $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,388
Est. Payment:	$640.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,044
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,691.27
Avg. DMV Fee	196.00
Cash Sale Price	$37,444.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,444.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$640.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $35,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used SUVs Priced Below $35,000

2025 Hyundai SANTA FE SEL

2025 Jeep Wrangler Willys '41 4xe

2023 Buick Envision Essence

2025 Jeep Wrangler Backcountry 4xe

2023 Ford Explorer ST-Line

2025 Ford Bronco Sport Outer Banks

2025 Kia Sorento EX

2023 Jeep Grand Cherokee Laredo

2024 Chevrolet Blazer LT

2024 Jeep Grand Cherokee L Laredo

Greater Champaign - Springfield - Decatur Area Cities with Used SUVs for Sale Below $35K

Metro Champaign - Springfield - Decatur Area Counties with Used SUVs for Sale Below $35,000

Used SUVs under $35,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used SUVs Priced Below $35,000

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2025 Jeep Wrangler Willys '41 4xe

Jeep Wrangler Willys '41 4xe

2025 Jeep Wrangler Willys '41 4xe Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2025 Kia Sorento EX

Kia Sorento EX

2025 Kia Sorento EX Car Loan Estimate

2023 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2023 Jeep Grand Cherokee Laredo Car Loan Estimate

2024 Chevrolet Blazer LT

Chevrolet Blazer LT

2024 Chevrolet Blazer LT Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used SUVs for Sale Below $35K

Metro Champaign - Springfield - Decatur Area Counties with Used SUVs for Sale Below $35,000

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