Champaign - Springfield - Decatur, IL Area Used Sedans Under $20,000

2024 Volkswagen Jetta Sport

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This low mileage second hand 2024 Volkswagen Jetta Sport FWD sedan under 24,000 miles, manual transmission, and 25 MPG, 1.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,430
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SR

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This low mileage second hand 2022 Nissan Altima 2.5 SR AWD sedan below 55,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,750
Est. Payment:	$389.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,872
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,081.09
Avg. DMV Fee	196.00
Cash Sale Price	$21,196.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,196.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$389.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai ELANTRA SEL

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This low mileage certified used 2021 Hyundai ELANTRA SEL FWD sedan under 26,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$19,828
Est. Payment:	$383.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,973
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,828.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,199.67
Avg. DMV Fee	196.00
Cash Sale Price	$22,392.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,392.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$383.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,828.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage used 2025 Nissan Altima 2.5 SV FWD sedan under 51,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,750
Est. Payment:	$409.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,454
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,191.09
Avg. DMV Fee	196.00
Cash Sale Price	$22,306.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,306.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$409.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan below 49,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,725
Est. Payment:	$362.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,966
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,078.34
Avg. DMV Fee	196.00
Cash Sale Price	$21,168.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,168.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$362.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry SE

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This high mileage preowned 2023 Toyota Camry SE FWD sedan below 119,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$681.49 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,184
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$681.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Legacy Limited

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This average mileage preowned 2020 Subaru Legacy Limited AWD sedan under 79,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,325
Est. Payment:	$473.86 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,225
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,325.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,144.34
Avg. DMV Fee	196.00
Cash Sale Price	$21,834.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,834.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$473.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SONATA SEL

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This below average mileage certified preowned 2021 Hyundai SONATA SEL FWD sedan under 67,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $18K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$17,822
Est. Payment:	$400.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,252
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,822.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,979.01
Avg. DMV Fee	196.00
Cash Sale Price	$20,166.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,166.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$400.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan below 48,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,595
Est. Payment:	$378.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,825
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,174.04
Avg. DMV Fee	196.00
Cash Sale Price	$22,134.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,134.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$378.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Nissan Maxima 3.5 SR

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This high mileage second hand 2019 Nissan Maxima 3.5 SR FWD sedan under 103,000 miles, cvt transmission, and 25 MPG, 3.5L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,250
Est. Payment:	$604.22 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,948
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,916.09
Avg. DMV Fee	196.00
Cash Sale Price	$19,531.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,531.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$604.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Sedans Priced Below $20,000

2024 Volkswagen Jetta Sport

2022 Nissan Altima 2.5 SR

2021 Hyundai ELANTRA SEL

2025 Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV

2023 Toyota Camry SE

2020 Subaru Legacy Limited

2021 Hyundai SONATA SEL

2025 Nissan Altima 2.5 SV

2019 Nissan Maxima 3.5 SR

Greater Champaign - Springfield - Decatur Area Cities with Used Sedans for Sale Below $20K

Metro Champaign - Springfield - Decatur Area Counties with Used Sedans for Sale Below $20,000

Used Sedans under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Sedans Priced Below $20,000

2024 Volkswagen Jetta Sport

Volkswagen Jetta Sport

2024 Volkswagen Jetta Sport Car Loan Estimate

2022 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2022 Nissan Altima 2.5 SR Car Loan Estimate

2021 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2021 Hyundai ELANTRA SEL Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2023 Toyota Camry SE

Toyota Camry SE

2023 Toyota Camry SE Car Loan Estimate

2020 Subaru Legacy Limited

Subaru Legacy Limited

2020 Subaru Legacy Limited Car Loan Estimate

2021 Hyundai SONATA SEL

Hyundai SONATA SEL

2021 Hyundai SONATA SEL Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2019 Nissan Maxima 3.5 SR

Nissan Maxima 3.5 SR

2019 Nissan Maxima 3.5 SR Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Sedans for Sale Below $20K

Metro Champaign - Springfield - Decatur Area Counties with Used Sedans for Sale Below $20,000

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