Champaign - Springfield - Decatur, IL Area Used Sedans Under $20,000

2020 Ford Fusion SE

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This average mileage used 2020 Ford Fusion SE FWD sedan under 73,000 miles, automatic transmission, and 25 MPG, 1.5L gas engine is for sale right now below $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,000
Est. Payment:	$369.67 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,527
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,668.59
Avg. DMV Fee	196.00
Cash Sale Price	$17,033.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,033.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$369.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Camry SE

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This above average mileage used 2021 Toyota Camry SE FWD sedan under 95,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$16,990
Est. Payment:	$519.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,211
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.49
Avg. DMV Fee	196.00
Cash Sale Price	$19,242.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,242.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$519.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Versa SV

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This low mileage second hand 2025 Nissan Versa SV FWD sedan below 31,000 miles, cvt transmission, and 25 MPG, 1.6L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,990
Est. Payment:	$348.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,428
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,997.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,352.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,352.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$348.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage used 2024 Kia Forte LXS FWD sedan under 6,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,725
Est. Payment:	$381.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,339
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,188.34
Avg. DMV Fee	196.00
Cash Sale Price	$22,278.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,278.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$381.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan below 31,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$19,997
Est. Payment:	$386.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,980
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$19,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.26
Avg. DMV Fee	196.00
Cash Sale Price	$22,580.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,580.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$386.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai ELANTRA SEL

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This low mileage used 2022 Hyundai ELANTRA SEL FWD sedan under 46,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $18K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$17,977
Est. Payment:	$348.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,722
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$17,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,996.06
Avg. DMV Fee	196.00
Cash Sale Price	$20,338.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,338.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$348.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LT

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This average mileage preowned 2023 Chevrolet Malibu LT FWD sedan below 74,000 miles, cvt transmission, and 25 MPG, 1.5L gas engine is for sale right now under $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$393.52 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,465
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,777.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,132.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$393.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Camry SE

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This high mileage second hand 2021 Toyota Camry SE FWD sedan under 107,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,899
Est. Payment:	$626.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,251.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,251.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$626.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage used 2025 Hyundai ELANTRA SE FWD sedan below 26,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,248
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$386.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick LaCrosse Premium

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This high mileage used 2017 Buick LaCrosse Premium AWD sedan below 105,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$16,150
Est. Payment:	$566.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$16,150.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,795.09
Avg. DMV Fee	196.00
Cash Sale Price	$18,310.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,310.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$566.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Sedans Priced Below $20,000

2020 Ford Fusion SE

2021 Toyota Camry SE

2025 Nissan Versa SV

2024 Kia Forte LXS

2025 Hyundai ELANTRA SE

2022 Hyundai ELANTRA SEL

2023 Chevrolet Malibu LT

2021 Toyota Camry SE

2025 Hyundai ELANTRA SE

2017 Buick LaCrosse Premium

Greater Champaign - Springfield - Decatur Area Cities with Used Sedans for Sale Below $20K

Metro Champaign - Springfield - Decatur Area Counties with Used Sedans for Sale Below $20,000

Used Sedans under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Sedans Priced Below $20,000

2020 Ford Fusion SE

Ford Fusion SE

2020 Ford Fusion SE Car Loan Estimate

2021 Toyota Camry SE

Toyota Camry SE

2021 Toyota Camry SE Car Loan Estimate

2025 Nissan Versa SV

Nissan Versa SV

2025 Nissan Versa SV Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2022 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2022 Hyundai ELANTRA SEL Car Loan Estimate

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2021 Toyota Camry SE

Toyota Camry SE

2021 Toyota Camry SE Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2017 Buick LaCrosse Premium

Buick LaCrosse Premium

2017 Buick LaCrosse Premium Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Sedans for Sale Below $20K

Metro Champaign - Springfield - Decatur Area Counties with Used Sedans for Sale Below $20,000

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