Champaign - Springfield - Decatur, IL Area Used Sedans Under $30,000

2025 Kia K5 GT-Line

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This low mileage certified used 2025 Kia K5 GT-Line FWD sedan below 3,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,395
Est. Payment:	$545.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,386
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,395.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,142.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,902.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,902.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$545.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Tesla Model 3 Performance

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This average mileage preowned 2022 Tesla Model 3 Performance AWD sedan under 75,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,899
Est. Payment:	$656.31 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,006
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,977.48
Avg. DMV Fee	196.00
Cash Sale Price	$30,241.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,241.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$656.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus IS 300 Base

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This average mileage preowned 2021 Lexus IS 300 Base AWD sedan below 74,000 miles, automatic transmission, and 32 MPG, 3.5L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,500
Est. Payment:	$718.97 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,184
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,263.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,128.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,128.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$718.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Alfa Romeo Giulia Sprint

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This low mileage preowned 2024 Alfa Romeo Giulia Sprint AWD sedan below 18,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,399
Est. Payment:	$545.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,479
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,399.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,142.48
Avg. DMV Fee	196.00
Cash Sale Price	$31,906.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,906.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$545.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA N Line

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This low mileage certified used 2024 Hyundai SONATA N Line FWD sedan below 23,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $29K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$28,863
Est. Payment:	$554.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,867
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$28,863.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,193.52
Avg. DMV Fee	196.00
Cash Sale Price	$32,421.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,421.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$554.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,863.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry SE

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This low mileage second hand 2024 Toyota Camry SE FWD sedan below 54,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,595
Est. Payment:	$528.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,397
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,834.04
Avg. DMV Fee	196.00
Cash Sale Price	$28,794.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,794.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$528.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid Limited

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This low mileage certified used 2025 Hyundai ELANTRA Hybrid Limited FWD sedan under 8,000 miles, automatic transmission, and 32 MPG, 1.6L hybrid engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,237
Est. Payment:	$485.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,852
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,237.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,794.66
Avg. DMV Fee	196.00
Cash Sale Price	$28,396.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,396.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$485.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

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This low mileage preowned 2025 Toyota Camry SE FWD sedan under 47,000 miles, cvt transmission, and 32 MPG, 2.5L hybrid engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,595
Est. Payment:	$549.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,139
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,164.04
Avg. DMV Fee	196.00
Cash Sale Price	$32,124.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,124.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$549.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.5 SL

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This low mileage used 2023 Nissan Altima 2.5 SL FWD sedan below 26,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $27K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,907
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$519.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia K5 GT-Line

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This low mileage second hand 2021 Kia K5 GT-Line FWD sedan under 43,000 miles, automatic transmission, and 32 MPG, 1.6L gas engine is for sale right now below $28K at Courtesy Ford in Danville, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,754
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$538.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $30,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Sedans Priced Below $30,000

2025 Kia K5 GT-Line

2022 Tesla Model 3 Performance

2021 Lexus IS 300 Base

2024 Alfa Romeo Giulia Sprint

2024 Hyundai SONATA N Line

2024 Toyota Camry SE

2025 Hyundai ELANTRA Hybrid Limited

2025 Toyota Camry SE

2023 Nissan Altima 2.5 SL

2021 Kia K5 GT-Line

Greater Champaign - Springfield - Decatur Area Cities with Used Sedans for Sale Below $30K

Metro Champaign - Springfield - Decatur Area Counties with Used Sedans for Sale Below $30,000

Used Sedans under $30,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Sedans Priced Below $30,000

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2022 Tesla Model 3 Performance

Tesla Model 3 Performance

2022 Tesla Model 3 Performance Car Loan Estimate

2021 Lexus IS 300 Base

Lexus IS 300 Base

2021 Lexus IS 300 Base Car Loan Estimate

2024 Alfa Romeo Giulia Sprint

Alfa Romeo Giulia Sprint

2024 Alfa Romeo Giulia Sprint Car Loan Estimate

2024 Hyundai SONATA N Line

Hyundai SONATA N Line

2024 Hyundai SONATA N Line Car Loan Estimate

2024 Toyota Camry SE

Toyota Camry SE

2024 Toyota Camry SE Car Loan Estimate

2025 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2025 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2023 Nissan Altima 2.5 SL

Nissan Altima 2.5 SL

2023 Nissan Altima 2.5 SL Car Loan Estimate

2021 Kia K5 GT-Line

Kia K5 GT-Line

2021 Kia K5 GT-Line Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Sedans for Sale Below $30K

Metro Champaign - Springfield - Decatur Area Counties with Used Sedans for Sale Below $30,000

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