Champaign - Springfield - Decatur, IL Area Used Pickups Under $50,000

2026 Chevrolet Silverado 1500 RST

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This low mileage preowned 2026 Chevrolet Silverado 1500 RST 4x4 pickup under 26,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $46K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$46,000
Est. Payment:	$880.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,965
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$46,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,078.59
Avg. DMV Fee	196.00
Cash Sale Price	$51,443.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,443.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$880.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $46,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 23,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $46K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$45,990
Est. Payment:	$880.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,522
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$45,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,077.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,432.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,432.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$880.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This low mileage preowned 2022 Ford F-150 King Ranch 4x4 pickup under 55,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $49K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$48,944
Est. Payment:	$1004.52 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,757
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$48,944.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,402.43
Avg. DMV Fee	196.00
Cash Sale Price	$54,711.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,711.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$1004.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $48,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 21,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $46K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$45,623
Est. Payment:	$873.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,911
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$45,623.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,037.12
Avg. DMV Fee	196.00
Cash Sale Price	$51,025.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,025.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$873.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $45,623.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage used 2023 Ford F-150 King Ranch 4x4 pickup under 24,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $49K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$48,995
Est. Payment:	$937.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,021
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$48,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,408.04
Avg. DMV Fee	196.00
Cash Sale Price	$54,768.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,768.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$937.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $48,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage preowned 2024 GMC Sierra 1500 SLT RWD pickup under 11,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $48K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$47,447
Est. Payment:	$907.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,456
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,447.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,237.76
Avg. DMV Fee	196.00
Cash Sale Price	$53,049.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,049.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$907.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $47,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 18,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $46K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$45,990
Est. Payment:	$880.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,003
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$45,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,077.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,432.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,432.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$880.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup below 32,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $46K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$45,990
Est. Payment:	$880.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,482
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$45,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,077.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,432.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,432.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$880.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 29,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $48K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$47,059
Est. Payment:	$900.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,911
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$47,059.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,195.08
Avg. DMV Fee	196.00
Cash Sale Price	$52,619.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,619.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$900.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $47,059.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Big Horn

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This low mileage second hand 2024 Ram 2500 Big Horn 4x4 pickup below 18,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $50K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$49,413
Est. Payment:	$945.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,902
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$49,413.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,454.02
Avg. DMV Fee	196.00
Cash Sale Price	$55,232.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,232.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$945.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $49,413.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $50,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $50,000

2026 Chevrolet Silverado 1500 RST

2023 Ford F-150 XL

2022 Ford F-150 King Ranch

2025 Ford F-150 XLT

2023 Ford F-150 King Ranch

2024 GMC Sierra 1500 SLT

2023 Ford F-150 XLT

2023 Ford F-150 King Ranch

2024 Ford F-150 XLT

2024 Ram 2500 Big Horn

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $50K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $50,000

Used Pickups under $50,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $50,000

2026 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2026 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $50K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $50,000

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