Champaign - Springfield - Decatur, IL Area Used SUVs Under $55,000

2024 Jeep Grand Wagoneer Obsidian

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This low mileage used 2024 Jeep Grand Wagoneer Obsidian 4x4 SUV under 51,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now below $53K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$53,000
Est. Payment:	$1087.19 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,163
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$53,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,848.59
Avg. DMV Fee	196.00
Cash Sale Price	$59,213.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,213.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$1087.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Armada SV

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This low mileage second hand 2025 Nissan Armada SV 4x4 SUV below 14,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $51K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$50,990
Est. Payment:	$975.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,732
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,982.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,982.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$975.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Wagoneer Obsidian

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This below average mileage used 2024 Jeep Grand Wagoneer Obsidian 4x4 SUV below 66,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $55K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1220.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,617
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,067.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,422.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,422.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$1220.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Armada SL

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This low mileage second hand 2025 Nissan Armada SL 4x4 SUV under 15,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $55K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$54,490
Est. Payment:	$1041.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,322
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$54,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,012.49
Avg. DMV Fee	196.00
Cash Sale Price	$60,867.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,867.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1041.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This low mileage preowned 2023 Lincoln Aviator Reserve AWD SUV below 25,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $54K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$53,990
Est. Payment:	$1032.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,838
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,957.49
Avg. DMV Fee	196.00
Cash Sale Price	$60,312.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,312.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1032.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Nautilus Hybrid Reserve

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This low mileage used 2024 Lincoln Nautilus Hybrid Reserve AWD SUV below 13,000 miles, cvt transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $55K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1051.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,006
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,067.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,422.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,422.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1051.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage certified used 2025 Ford Explorer ST AWD SUV under 37,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now below $51K at Courtesy Ford in Danville, IL. ...View More Details

Sales Price:	$50,990
Est. Payment:	$975.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,455
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$50,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,982.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,982.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$975.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage preowned 2025 Ford Bronco Outer Banks 4x4 SUV below 15,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $51K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$50,988
Est. Payment:	$975.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,639
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.27
Avg. DMV Fee	196.00
Cash Sale Price	$56,980.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,980.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$975.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Nautilus Reserve

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This low mileage used 2025 Lincoln Nautilus Reserve AWD SUV under 30,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $55K at Courtesy Ford in Danville, IL. ...View More Details

Sales Price:	$54,790
Est. Payment:	$1047.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,940
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$54,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,045.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,200.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,200.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1047.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Nautilus Reserve

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This low mileage used 2024 Lincoln Nautilus Reserve AWD SUV under 36,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $53K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$52,990
Est. Payment:	$1013.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,920
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,847.49
Avg. DMV Fee	196.00
Cash Sale Price	$59,202.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,202.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1013.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $55,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used SUVs Priced Below $55,000

2024 Jeep Grand Wagoneer Obsidian

2025 Nissan Armada SV

2024 Jeep Grand Wagoneer Obsidian

2025 Nissan Armada SL

2023 Lincoln Aviator Reserve

2024 Lincoln Nautilus Hybrid Reserve

2025 Ford Explorer ST

2025 Ford Bronco Outer Banks

2025 Lincoln Nautilus Reserve

2024 Lincoln Nautilus Reserve

Greater Champaign - Springfield - Decatur Area Cities with Used SUVs for Sale Below $55K

Metro Champaign - Springfield - Decatur Area Counties with Used SUVs for Sale Below $55,000

Used SUVs under $55,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used SUVs Priced Below $55,000

2024 Jeep Grand Wagoneer Obsidian

Jeep Grand Wagoneer Obsidian

2024 Jeep Grand Wagoneer Obsidian Car Loan Estimate

2025 Nissan Armada SV

Nissan Armada SV

2025 Nissan Armada SV Car Loan Estimate

2024 Jeep Grand Wagoneer Obsidian

Jeep Grand Wagoneer Obsidian

2024 Jeep Grand Wagoneer Obsidian Car Loan Estimate

2025 Nissan Armada SL

Nissan Armada SL

2025 Nissan Armada SL Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2024 Lincoln Nautilus Hybrid Reserve

Lincoln Nautilus Hybrid Reserve

2024 Lincoln Nautilus Hybrid Reserve Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2025 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2025 Lincoln Nautilus Reserve Car Loan Estimate

2024 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2024 Lincoln Nautilus Reserve Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used SUVs for Sale Below $55K

Metro Champaign - Springfield - Decatur Area Counties with Used SUVs for Sale Below $55,000

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