Monticello, IL Used Cars for Sale |with Payments|

2025 Ford Expedition Active

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This low mileage second hand 2025 Ford Expedition Active 4X4 SUV under 20,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now under $58K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$57,388
Est. Payment:	$1096.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,931
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$57,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,331.27
Avg. DMV Fee	196.00
Cash Sale Price	$64,084.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,084.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1096.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $57,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV under 27,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,042
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Limited Longhorn

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This low mileage used 2024 Ram 3500 Limited Longhorn 4X4 pickup under 38,000 miles, transmission, and 24 MPG, 6.7L diesel engine is for sale right now under $71K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$70,490
Est. Payment:	$1345.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,840
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$70,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,772.49
Avg. DMV Fee	196.00
Cash Sale Price	$78,627.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$78,627.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1345.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $70,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKX Select

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This low mileage preowned 2017 Lincoln MKX Select FWD SUV under 37,000 miles, a transmission, and 24 MPG, 3.7L gas engine is for sale right now under $20K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$386.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,963
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This below average mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van below 60,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,087
Est. Payment:	$582.77 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,093
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,888.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,340.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,340.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$582.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage used 2024 Ford Explorer ST-Line AWD SUV below 18,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $41K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$40,097
Est. Payment:	$768.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,047
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,097.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,429.26
Avg. DMV Fee	196.00
Cash Sale Price	$44,891.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,891.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$768.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,097.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler 300 S V6

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This low mileage second hand 2023 Chrysler 300 S V6 RWD sedan under 35,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now under $29K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$28,790
Est. Payment:	$553.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,002
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$28,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,185.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,340.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,340.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$553.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage preowned 2024 Ford Edge SEL AWD SUV below 25,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,087
Est. Payment:	$521.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,227
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,998.16
Avg. DMV Fee	196.00
Cash Sale Price	$30,450.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,450.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$521.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Navigator Reserve

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This low mileage used 2024 Lincoln Navigator Reserve 4X4 SUV below 27,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now under $70K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$69,344
Est. Payment:	$1323.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,029
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,344.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,646.43
Avg. DMV Fee	196.00
Cash Sale Price	$77,355.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$77,355.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1323.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $69,344.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder Platinum

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This low mileage second hand 2025 Nissan Pathfinder Platinum FWD SUV below 5,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now under $42K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$41,490
Est. Payment:	$794.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,662
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,582.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,437.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,437.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ram 3500 Limited Longhorn

Ram 3500 Limited Longhorn

2024 Ram 3500 Limited Longhorn Car Loan Estimate

2017 Lincoln MKX Select

Lincoln MKX Select

2017 Lincoln MKX Select Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2023 Chrysler 300 S V6

Chrysler 300 S V6

2023 Chrysler 300 S V6 Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2024 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2024 Lincoln Navigator Reserve Car Loan Estimate

2025 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2025 Nissan Pathfinder Platinum Car Loan Estimate

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