Champaign - Springfield - Decatur, IL Area Used Pickups Under $55,000

2024 Ford F-350 Super Duty King Ranch

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This above average mileage used 2024 Ford F-350 Super Duty King Ranch 4x4 pickup below 93,000 miles, automatic transmission, and 17 MPG, 6.7L diesel engine is for sale right now under $54K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$53,687
Est. Payment:	$1617.80 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,556
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$53,687.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,924.16
Avg. DMV Fee	196.00
Cash Sale Price	$59,976.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,976.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1617.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,687.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 18,000 miles, automatic transmission, and 17 MPG, 3.5L hybrid engine is for sale right now under $53K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$52,990
Est. Payment:	$1013.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,158
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,847.49
Avg. DMV Fee	196.00
Cash Sale Price	$59,202.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,202.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1013.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 7,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $54K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$53,990
Est. Payment:	$1032.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,827
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,957.49
Avg. DMV Fee	196.00
Cash Sale Price	$60,312.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,312.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1032.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 23,000 miles, automatic transmission, and 17 MPG, 3.5L hybrid engine is for sale right now below $52K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$51,125
Est. Payment:	$977.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,965
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$51,125.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,642.34
Avg. DMV Fee	196.00
Cash Sale Price	$57,132.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,132.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$977.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,125.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup below 12,000 miles, automatic transmission, and 17 MPG, 5.0L gas engine is for sale right now below $52K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$51,990
Est. Payment:	$994.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,993
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,737.49
Avg. DMV Fee	196.00
Cash Sale Price	$58,092.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,092.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$994.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This low mileage preowned 2022 Ford F-150 Platinum 4x4 pickup below 19,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $53K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$52,990
Est. Payment:	$1013.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,124
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,847.49
Avg. DMV Fee	196.00
Cash Sale Price	$59,202.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,202.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1013.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty XL

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This low mileage second hand 2024 Ford F-350 Super Duty XL RWD pickup below 1,000 miles, automatic transmission, and 17 MPG, 6.8L gas engine is for sale right now under $52K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$51,835
Est. Payment:	$991.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	862
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$51,835.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,720.44
Avg. DMV Fee	196.00
Cash Sale Price	$57,920.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,920.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$991.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Laramie

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This low mileage preowned 2025 Ram 1500 Laramie 4x4 pickup under 8,000 miles, automatic transmission, and 17 MPG, 3.0L gas engine is for sale right now under $53K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$52,176
Est. Payment:	$997.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,137
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$52,176.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,757.95
Avg. DMV Fee	196.00
Cash Sale Price	$58,298.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,298.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$997.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,176.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-250 Super Duty XL

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This low mileage used 2026 Ford F-250 Super Duty XL 4x4 pickup below 1,000 miles, automatic transmission, and 17 MPG, 6.8L gas engine is for sale right now below $51K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$50,302
Est. Payment:	$961.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,422
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$50,302.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,551.81
Avg. DMV Fee	196.00
Cash Sale Price	$56,218.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,218.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$961.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,302.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 AT4

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This low mileage preowned 2023 GMC Sierra 1500 AT4 4x4 pickup below 42,000 miles, automatic transmission, and 17 MPG, 6.2L gas engine is for sale right now under $51K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$50,990
Est. Payment:	$975.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,774
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,982.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,982.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$975.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $55,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $55,000

2024 Ford F-350 Super Duty King Ranch

2024 Ford F-150 XLT

2024 Ford F-150 XLT

2023 Ford F-150 XL

2024 Ford F-150 XLT

2022 Ford F-150 Platinum

2024 Ford F-350 Super Duty XL

2025 Ram 1500 Laramie

2026 Ford F-250 Super Duty XL

2023 GMC Sierra 1500 AT4

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $55K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $55,000

Used Pickups under $55,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $55,000

2024 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2024 Ford F-350 Super Duty King Ranch Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2024 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2024 Ford F-350 Super Duty XL Car Loan Estimate

2025 Ram 1500 Laramie

Ram 1500 Laramie

2025 Ram 1500 Laramie Car Loan Estimate

2026 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2026 Ford F-250 Super Duty XL Car Loan Estimate

2023 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2023 GMC Sierra 1500 AT4 Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $55K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $55,000

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